VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | In-School Loan Estimator expands VIN Foundation Student Debt

Veterinary Student Debt Questions and Answers

VIN Foundation has partnered with Under the Microscope to bring you a free webinar: Veterinary Student Debt Questions and Answers

You asked. You expressed concern. You have questions about how best to handle your student debt.
We have answers.
After working with thousands of veterinary students and veterinarians in repayment for the better part of the last ten years, we’ve amassed a lot of data, perspective, and experiences to help shed some light on common veterinary student debt questions, much of which you can see reflected in the VIN Foundation Student Debt Center.

Who

Join Tony Bartels, DVM, MBA and Carl Darby, MA, VETMB for a live stream of your veterinary student debt questions and answers.  Presented by VIN FoundationVIN and Under the Microscope.

What

Here are the questions addressed during the session. Feel free to add your questions, comments, experiences, and suggestions to add to the conversation by commenting below or emailing us.

WHY ARE THERE SO MANY CONFLICTING NUMBERS ON TOTAL STUDENT DEBT IN VETERINARY MEDICINE?

Student Loan Repayment Options:

  • Is there a middle ground for paying off the outrageous amount of student debt between ramen noodles for 20 years and indentured servitude with the federal government?
  • When I look at my total debt load including credit cards and debt other than student loans, should I focus on paying my student loan balance down first or last?
  • What happens at the end of the income-driven repayment programs?
  • What happens if the government changes the rules for income-driven repayment programs while I’m repaying?
  • How does working part-time affect student loan repayment?

Consolidation vs. Private Refinance: When and Why?

  • Do I consolidate or do I not consolidate?
  • Do I refinance to a private loan to lower my interest rate?
  • What are the downsides of private refinancing?

Special Address – Stress and Student Debt

  • Will I be a burden to my family because of my high student debt?
  • Is there some reassurance that there is a way out from under student debt?

Why

After working with thousands of veterinary students and veterinarians in repayment for the better part of the last ten years, we’ve amassed a lot of data, perspective, and experiences to help shed some light on common veterinary student debt questions, much of which you can see reflected in the VIN Foundation Student Debt Center.

View the full presentation below:

If you don’t have time to watch the full presentation above, here are the presentation materials with links to valuable resources:

Join the conversation:
VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Our Team | Student Debt Consultant | Tony Bartels, DVM, MBA
Tony Bartels, DVM, MBA

Dr. Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN) and a VIN Foundation Board member. He and his wife have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation initiatives.

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