Personal Financial Success
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![VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Our Team | Student Debt Consultant | Tony Bartels, DVM, MBA](https://vinfoundation.org/wp-content/uploads/2019/03/VF_Team_Tony2019.jpg)
Dr. Tony Bartels
VIN Foundation Board Member Dr. Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Herbie and Addi.
![VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Collaborations | Drip.vet | Lance Roasa, DVM, MS, JD](https://vinfoundation.org/wp-content/uploads/2020/09/Dr-Lance-Roasa-smallsquare.jpg)
Dr. Lance Roasa
Dr. Roasa has earned his veterinary and Master’s degrees from Texas A&M University and his law degree from the University of Nebraska. He has worked for Banfield in Phoenix and has owned and operated a mixed animal practice in the mountains of Colorado. He has co-founded and co-owns a group of practices in Nebraska, operates a law practice and delivers on-line CE via drip.vet. He is the past president of the American Veterinary Medical Law Association and a national co-advisor to the Veterinary Business Management Association. His wife, Abby, is also a veterinarian (they were classmates). They have 3 children, a Jack Russell Terrier named Milo and a Standard Poodle named Maeve, and a whole herd of horses!