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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | VETERINARY NEW GRADUATE STUDENT LOAN PLAYBOOK
June 1, 2018 In Veterinary resources, Veterinary student debt By Tony Bartels, DVM, MBA

New Veterinary Graduate Student Loan Playbook

Graduate, Consolidate, Get Started in Income-Driven Repayment

Congratulations, new veterinary doctors! It’s time to celebrate graduation! It’s also time to learn why and how a Federal Direct Consolidation Loan can help you start your student loan repayment plan ASAP.

VIN & VIN FOUNDATION LEARNING SESSION VIDEO:

If you borrowed student loans to help you through veterinary school, you do NOT want to wait until your grace period expires to get  your loan repayment plan started.  You can benefit from starting a Federal Direct Consolidation Loan as soon as your loans allow.  Let’s look at how you can use your student loan grace period in a financially beneficial way.

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Aspiring Veterinarians Apply Smarter
April 9, 2018 In Apply Smarter, Veterinary resources, Veterinary school, Veterinary student debt By Tony Bartels, DVM, MBA

For the Aspiring Veterinarian — Apply Smarter!

Veterinary medicine is experiencing a student debt crisis. Yes, many higher education graduates experience loan repayment hardship; however the magnitude affecting recent veterinary graduates is unique.  Every day I counsel pending and recent graduates through the Veterinary Information Network (VIN) and via VIN Foundation who report student debt balances in excess of $200,000, $300,000 and $400,000 with incomes between $70,000 and $90,000 depending on where they choose to live and what type of veterinary medicine they are pursuing.  

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Sharing saves time, income-driven repayment saves money
March 21, 2018 In Veterinary resources, Veterinary student debt By Tony Bartels, DVM, MBA

Sharing saves time, income-driven repayment saves money

Student loan repayment is complicated.  With the availability of income-driven repayment options like Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Revised Pay As You Earn (REPAYE), confusion can set in quickly.  The VIN Foundation Student Debt Center is here to help! The My Student Loans function and guides you through which repayment plans you can use and the Student Loan Repayment Simulator helps you figure out which plan you should use.

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | ESTIMATE YOUR MINIMUM MONTHLY STUDENT LOAN PAYMENT | Advanced Simulator Setting - Poverty Growth Rate
January 30, 2018 In Apply Smarter, Veterinary resources, Veterinary school, Veterinary student debt, Veterinary students By Tony Bartels, DVM, MBA

Estimate Your Minimum Monthly Student Loan Payment

The recently updated 2018 Health and Human Services (HHS) poverty guidelines determine your minimum monthly student loan payment. 

 

Poverty guidelines are used for many different U.S. government programs. One of the most important uses for veterinarians is the Discretionary Income calculation used to generate the minimum monthly student loan payment of federal income-driven repayment plans (IBR, PAYE, REPAYE).  Income-driven student loan repayment plans are extremely helpful for those veterinary graduates with student loan balances greater than their annual incomes.

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Resources | Solutions for the Profession Veterinary Student Essay Competition
January 12, 2018 In Veterinary school, Veterinary students, VIN Foundation news By VIN Foundation

Announcing 2nd Annual Solutions for the Profession Competition

VIN Foundation Announces 2nd Annual Solutions for the Profession Competition

 

Second annual essay competition provides veterinary students with an opportunity to provide hindsight into the veterinary school experience.

 

The VIN Foundation is excited to announce its second annual Solutions for the Profession Competition. The essay competition offers veterinary students an opportunity to share what they wish they had known prior to applying to or entering the program.

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November 30, 2017 In Apply Smarter, Veterinary student debt, Veterinary students By Tony Bartels, DVM, MBA

My Student Loans

Getting to and through veterinary school takes a long time and a lot of education. Along the way, you can borrow a variety of loan types to finance your education resulting in a complex student loan portfolio. Before you can formulate a repayment plan, you need to understand your student loans.  This short video tutorial will show you how to retrieve and upload your NSLDS file.

 

The VIN Foundation My Student Loans tool will help you make sense of your student loan portfolio. Using your National Student Loan Data System (NSLDS) file, My Student Loans will organize your loans by type, date received, interest rate, principal, calculate a weighted average interest rate, and estimate your monthly interest accumulation. This information is crucial for helping you determine which repayment plans you can use.

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