Repay Wiser

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Webinar | Repay Wiser: choose the right student loan repayment strategy for your situation to save time and money

Learn helpful loan repayment strategies for your specific student debt situation

Are you a class of 2021 veterinary school graduate?


Do you have student loans? Are you confused about how or when to get your repayment plan started? What’s the “best” strategy for paying your student loans now that you’ve graduated veterinary school? Does COVID-19 impact any of those plans? The VIN Foundation Class of 2021 Student Loan Playbook is here to help!


Class of 2021 Student Loan Playbook



Are you an intern or resident?


Conventional wisdom and reflex in the medical training community often says to defer your loans while pursuing internships and/or residencies.  However, income-driven repayment (IDR) is often a much better option for veterinarians with federal student debt pursuing advanced education. The VIN Foundation Climbing Mt. Debt – Interns and Residents webinar and tools are here to help!


Climbing Mt. Debt - Interns and Residents

Choosing the right student loan repayment strategy for your situation can save you a ton of time, money, and stress — a concept VIN Foundation calls Repay Wiser


1) Repay Wiser Webinar Recording

Watch the webinar recording below of the recent Repay Wiser webinar from the VIN Foundation in collaboration with the Veterinary Information Network (VIN). In this video Tony Bartels, DVM, MBA covers common myths and misconceptions including loan forgiveness, income recertification, as well as the pitfalls and challenges associated with student loan repayment using real-world experiences. We welcome any questions and feedback.


2) Repay Wiser Prezi

Review the Repay Wiser presentation materials including clickable links to the resources referenced in the presentation.  Think of this as the “slide deck” you can click through and review at your own leisure as a quick summary of the webinar.


3) Repay Wiser Checklist

All this information can be overwhelming. The Repay Wiser Checklist provides a clear outline of steps to help veterinarians with student debt save time, money, and stress as they Repay Wiser for their specific student loan situation.

Repay Wiser Webinar Recording



Student loans are often a necessity to pay for your veterinary education, but understanding your debt and how to Repay Wiser will reduce your stress and let you get on with enjoying your career and life.


Using the Repay Wiser strategies veterinarians with student loans can answer the following questions:


1) What’s the “best” way to repay your student loans?

2) How much should you pay each month?

3) How long will you be in repayment?

4) What should you do if you think you’ll reach loan forgiveness?

5) How can you reassess your situation annually?


You can see the impact of your student loans, interest, and various repayment scenarios using the VIN Foundation Student Loan Repayment Simulator.

Repay Wiser is part of the VIN Foundation Student Debt Center three part series of helping veterinary colleagues throughout their student loan path. It starts with pre-veterinary students learning how to Apply Smarter to veterinary school, continues for veterinary school students as they learn how to Borrow Better while in school, with the final (and longest) journey along the path helping veterinarians Repay Wiser.


As always the VIN Foundation welcomes questions and feedback on all of the tools and initiatives available.


VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Resources | Student Debt CenterThe helpful three part student loan series Apply Smarter, Borrow Better and Repay Wiser is part of the VIN Foundation Student Debt Center. The VIN Foundation Student Debt Center is a mobile-friendly comprehensive resource helping veterinary students, veterinarians, and those who support them manage student debt through school and beyond. Explore the VIN Foundation Student Debt Center.



Go to... Apply Smarter    Go to... Borrow Better  Go to... Student Debt Center