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CLIMBING MT. DEBT - INTERNS / RESIDENTS / SPECIALISTS / ACADEMICS

LEARN HELPFUL LOAN REPAYMENT STRATEGIES FOR YOUR SPECIFIC STUDENT DEBT SITUATION

Changes have taken effect already and more are expected this summer. REPAYE is now called SAVE and has some beneficial improvements, including a lower minimum monthly payment and 100% unpaid interest subsidy. PAYE is set to be phased out on July 1, 2024 and a one-time forgiveness count adjustment is due by September 1st. 

  • Can you benefit from a Direct Consolidation Loan before June 30, 2024 to receive a higher forgiveness count when the adjustment is applied later this summer?
  • Are you in The Pickle? Should you use PAYE before it is phased out or choose the new SAVE plan?

Explore the below Repay Wiser webinars based on your specific veterinary career path:

Veterinary Interns & Residents

Veterinary Internists: Candidates

Veterinary Internists: Large Animal

Veterinary Internists: Small Animal

Veterinary Internists: Academicians

Choosing the right student loan repayment strategy for your situation can save you a ton of time, money, and stress — a concept VIN Foundation calls Repay Wiser.

WHAT DOES IT MEAN TO REPAY WISER?

Student loans are often a necessity to pay for your veterinary education, but understanding your debt and how to Repay Wiser will reduce your stress and let you get on with enjoying your career and life.
Using the Repay Wiser strategies veterinarians with student loans can answer the following questions:
  1. What’s the “best” way to repay your student loans?
  2. How much should you pay each month?
  3. How long will you be in repayment?
  4. What should you do if you think you’ll reach loan forgiveness?
  5. How can you reassess your situation annually?
You can see the impact of your student loans, interest, and various repayment scenarios using the VIN Foundation Student Loan Repayment Simulator.
Repay Wiser is part of the VIN Foundation Student Debt Center three part series of helping veterinary colleagues throughout their student loan path. It starts with pre-veterinary students learning how to Apply Smarter to veterinary school, continues for veterinary school students as they learn how to Borrow Better while in school, with the final (and longest) journey along the path helping veterinarians Repay Wiser.
The helpful three-part student loan series Apply Smarter, Borrow Better and Repay Wiser is part of the VIN Foundation Student Debt Center. The VIN Foundation Student Debt Center is a mobile-friendly comprehensive resource helping veterinary students, veterinarians, and those who support them manage student debt through school and beyond. Explore the VIN Foundation Student Debt Center.
VIN Foundation Student Debt Center | student debt help student loan help | veterinary student loan help | veterinary student debt help | veterinary school student loan support
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