Repay Wiser

LEARN HELPFUL LOAN REPAYMENT STRATEGIES FOR YOUR SPECIFIC STUDENT DEBT SITUATION

Choosing the right student loan repayment strategy for your situation can save you a ton of time, money, and stress — a concept VIN Foundation calls Repay Wiser.

WHAT DOES IT MEAN TO REPAY WISER?

Student loans are often a necessity to pay for your veterinary education, but understanding your federal student loans can help you reduce your stress, improve your repayment success, and let you get on with enjoying your career and life.

Using the Repay Wiser strategies veterinarians with student loans can answer the following questions:

What’s the latest on updates and changes?
What’s the “best” way to repay your student loans?
How long will you be in repayment?
How do you know if you will reach forgiveness and what you should do if you think you’ll get loan forgiveness?
Why should you reassess your situation regularly?

Use the free tools available in the VIN Foundation Student Debt Center to perform a good “physical exam” of your student loans with the help of the My Student Loans tool. Then review various repayment scenarios using the VIN Foundation Student Loan Repayment Simulator.

Post-election Climbing Mt. Debt session with Southern Veterinary Partners, 11/12/2024

1) Climbing Mt. Debt: Navigating your student loans, recent changes, and repayment options

This latest Climbing Mt. Debt done in partnership with SVP covers what we know now and where we could be heading in the wake of the recent national election results.

2) Climbing Mt. Debt Prezi

Review the Climbing Mt. Debt presentation materials including clickable links to the resources referenced in the presentation. Think of this as the “slide deck” you can click through and review at your own leisure as a quick summary of the webinar.

Are you a class of 2024 veterinary school graduate?

Do you have student loans? Are you confused about how or when to get your repayment plan started? What’s the “best” strategy for paying your student loans now that you’ve graduated veterinary school? Should the continued pandemic forbearance benefits impact any of those plans? The VIN Foundation Class of 2024 Student Loan Playbook webinar is coming up, and will help answer your questions.

Are you an intern or resident?

Conventional wisdom and reflex in the medical training community often says to defer your loans while pursuing internships and/or residencies. However, income-driven repayment (IDR) is often a much better option for veterinarians with federal student debt pursuing advanced education. The VIN Foundation Climbing Mt. Debt – Interns and Residents webinar and tools are here to help!

Repay Wiser is part of the VIN Foundation Student Debt Center three part series of helping veterinary colleagues throughout their student loan path. It starts with pre-veterinary students learning how to Apply Smarter to veterinary school, continues for veterinary school students as they learn how to Borrow Better while in school, with the final (and longest) journey along the path helping veterinarians Repay Wiser.

As always the VIN Foundation welcomes questions and feedback on all of the tools and initiatives available.

The helpful three-part student loan series Apply Smarter, Borrow Better and Repay Wiser is part of the VIN Foundation Student Debt Center. The VIN Foundation Student Debt Center is a mobile-friendly comprehensive resource helping veterinary students, veterinarians, and those who support them manage student debt through school and beyond. Explore the VIN Foundation Student Debt Center.