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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast episode 175 | Veterinary Pulse Podcast with Walter Baker

Scholarship awardee Walter Baker shares insights from his first year of veterinary school

Listen in as we talk with VIN Foundation Mike Dunn, DVM Veterinary Student Scholarship awardee Walter Baker. Walter shares insights and advice from his first year in veterinary school, and what he is looking forward to as he starts his second year. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Walter Baker
Walter has been devoted to becoming a veterinarian since seventh grade, and took all of the animal science courses  that were available to him throughout my grade school education. He attended the University of Kentucky for his undergraduate education, and received a Bachelor of Science in animal sciences. As a current second year at Auburn University College of Veterinary Medicine, he was fortunate to secure the Kentucky residents’ in-state institution. Walter was one of two recipients of the inaugural Mike Dunn, DVM Veterinary Student Scholarship created by Becky Godchaux. Walter’s goal is to return to rural Kentucky to practice general mixed-animal medicine.

LINKS AND INFORMATION:

Auburn University College of Veterinary Medicine: https://www.vetmed.auburn.edu/
Veterinary Information Network (VIN) 3D Anatomy: https://www.vin.com/3danatomy
Cornell Merlin App: https://merlin.allaboutbirds.org/

Do you like this podcast and want to hear additional stories? The VIN Foundation needs your help supporting this program: https://vinfoundation.org/give
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Scholarship awardee Walter Baker shares insights from his first year of veterinary school Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 174 | Drs. Tony Bartels and Rebecca Mears on the One Big Beautiful Bill impact on student loans

Drs. Tony Bartels and Rebecca Mears on the One Big Beautiful Bill impact on student loans

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series covering the One Big Beautiful Bill impact on student loans.

In this episode we have seven major topics we’re addressing:

SAVE forbearance zero-interest ending
Updates for current veterinary students those starting and returning to vet school
Pre-veterinary students applying for 2026/2027 year
2025 veterinary graduates whose grace period is ending
RAP (Repayment Assistance Program)
Phase out of existing programs
Where things stand with PSLF (Public Service Loan Forgiveness)

 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 

Changes to federal student loans come into focus: https://vinfoundation.org/changes-federal-student-loans-come-into-focus/
Student Loan Repayment: Trying to leave the SAVE forbearance? Choose PAYE: https://vinfoundation.org/student-loan-repayment-trying-to-leave-the-save-forbearance-choose-paye/ 
Student Loans in SAVE Plan Will Start Accruing Interest August 1st: https://vinfoundation.org/student-loans-in-save-plan-will-start-accruing-interest-august-1st/ 
Application for Federal Income-Driven Repayment Plans Reactivated: https://vinfoundation.org/application-for-income-driven-repayment-plans-reactivated/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the One Big Beautiful Bill impact on student loans Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 173 | Dr. Tony Bartels and Dr. Rebecca Mears on the the latest student debt news and a new grad student loan challenge

Drs. Tony Bartels and Rebecca Mears on the latest student debt news and new grad challenge

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we have three major topics we’re addressing: 1) a new challenge for the almost new grads 2) New Grad Playbook webinar and 3) the latest student loan updates.
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
Debt Repayment Prep Challenge: https://vinfoundation.org/resources/veterinary-student-debt/debt-repayment-prep-challenge/ 
May 7th webinar – New Graduate Student Loan Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/
VIN Foundation Blog, Related Student Debt Blog posts: 

Application for Federal Income-Driven Repayment Plans Reactivated: https://vinfoundation.org/application-for-income-driven-repayment-plans-reactivated/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the latest student debt news and new grad challenge Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Dr. Tony Bartels on the latest student debt news | Veterinary medicine podcast vetmed podcast student debt podcast

Dr. Tony Bartels on the latest student debt news

Listen in with VIN Foundation board member and Student Debt Education lead Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode we’re covering the latest news on income-driven repayment application changes 
 
Topics covered included:

What happened to the Income-Driven Repayment application?
If borrowers are using an income-driven payment plan right now, what should they do?
How do these changes impact monthly payments for borrowers?
How about borrowers who are hoping for PSLF? How do the recent changes impact them?
What’s the best approach for borrowers when dealing with loan servicers?

 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.
 
GUEST BIO:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Time for your student loan physical exam? VIN Foundation My Student Loans tool http://www.vinfoundation.org/mystudentloans
VIN Foundation Download My IDR Progress Google Chrome extension to help you grab a copy of your IDR forgiveness progress
VIN Foundation Blog, most recent:

All IDR applications for student loans are paused – Now what?
February 2025 Q&A from Climbing Mt. Debt Webinar: What’s Next for your Student Loans?

VIN Foundation Navigating Uncertainty Checklist, what you can do now: https://vinfoundation.org/wp-content/uploads/2025/03/VIN-Foundation-What-You-Can-Do-Now-Navigating-Student-Loan-Uncertainty.pdf
Climbing Mt. Debt webinar: What’s Next for Your Student Loans? by VIN and VIN Foundation, February 5th, 2025: https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/#MostRecentWebinar 
VIN Foundation Relevant WikiDebt Resources:

IDR Profiles: What is your IDR profile?
IDR Discretionary income calculations

Personalized student loan help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): 

https://studentaid.gov/announcements-events/save-court-actions
https://www.ed.gov/save
https://studentaid.gov/ 

VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support programs these programs & tools: https://vinfoundation.org/give
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels on the latest student debt news Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Dr. Tony Bartels on the latest student loan announcements and what you need to know as we close out 2024 | Veterinary medicine podcast vetmed podcast student debt podcast

Dr. Tony Bartels on the latest student loan announcements and what you need to know as we close out 2024

Listen in with student debt experts and Board Member Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode we’re covering the latest news on student loans as we close out 2024 and start 2025. 
 
Topics covered included:

December 18, 2024 US Department of Education announcement on Pay As Your Earn (PAYE) and Income Contingent Repayment (ICR)
Timeframes/features and additional information about PAYE and ICR
Income Driven Repayment (IDR) profiles
What this latest news means for the Save On Valuable Education (SAVE) plan 
Where things stand on the One-time Forgiveness Adjustment
Additional helpful information for borrowers

 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIO:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
VIN Foundation IDR Profiles: WikiDebt – IDR Eligibility
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support programs these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 

PAYE and ICR income-driven repayment plans temporarily reactivated https://vinfoundation.org/paye-and-icr-income-driven-repayment-plans-temporarily-reactivated/
The election is over. Change is on the horizon. What is next for your student loans? https://vinfoundation.org/the-election-is-over-change-is-on-the-horizon-what-is-next-for-your-student-loans/
Student Loan FAQs and What’s Next?
https://vinfoundation.org/september-2024-student-loan-update-faqs-and-whats-next/
SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle? https://vinfoundation.org/choosing-between-paye-and-save-income-driven-plans-are-you-in-the-pickle/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels on the latest student loan announcements and what you need to know as we close out 2024 Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession

Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession

Listen in as we talk with VIN Foundation board member, Dr. Jan Bellows as he shares the story of his veterinary journey. From lessons learned in practice ownership, to a passion for improving his veterinary skills, this episode is full of relatable stories and great takeaways. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Jan Bellows, DVM, DIPL, AVDC, ABVP
Dr. Jan Bellows is a distinguished veterinary dentist with a remarkable career spanning several decades. He completed his undergraduate studies at the University of Florida and earned his DVM from Auburn University in 1975. After an internship at The Animal Medical Center in New York City, Dr. Bellows established ALL PETS DENTAL in Weston, Florida, specializing in companion animal medicine, surgery, and dentistry. Bellows is board-certified in Canine and Feline Medicine (ABVP) and Veterinary Dentistry (AVDC). His leadership roles include serving as president of the American Veterinary Dental College and the Foundation for Veterinary Dentistry. He has authored five dental textbooks and frequently contributed to veterinary publications. As a respected expert, Dr. Bellows was instrumental in developing AAHA’s Small Animal Dental Guidelines. He has been a consultant for the Veterinary Information Network’s dental board since 1993. DVM360 announced Dr. Bellows as the national 2024 Dental Hero by DVM360 magazine. Outside of his professional life, Dr. Bellows is an avid marathon runner and enjoys spending time with his family and dogs in Florida and Colorado.

LINKS AND INFORMATION:

Auburn University College of Veterinary Medicine: https://www.vetmed.auburn.edu/
Veterinary Information Network (VIN): https://www.vin.com
Paul Pion, DVM, DipACVIM: https://vinfoundation.org/team
VIN Foundation 2024 Year-End Giving, after a huge effort the $100k match was made, but we still need your help! https://vinfoundation.org/give  

Have a story you want to share with our podcast audience? Reach out to share your interest: https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 166 | Dr. Tony Bartels and Dr. Rebecca Mears on the impact of the 2024 presidential election on student loans

Drs. Tony Bartels and Rebecca Mears on the impact of the recent presidential election and student loans

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering the latest news on the student loans as it relates to the outcome of the recent presidential election.

As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
It’s time for a good student loan “physical exam” using the  VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinarians in Repayment:SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
September 2024 Student Loan Update: FAQs and What’s Next?: https://vinfoundation.org/september-2024-student-loan-update-faqs-and-whats-next/

Veterinary Students Borrowing:

Student Loan Interest Rates: New high for 2024-2025 Academic Year: https://vinfoundation.org/student-loan-interest-rates-for-veterinary-school/
Borrow Better resources: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/
Student Loan Borrow Better Challenge Message Board: https://www.vin.com/doc/?Id=9385101&DocumentID=12266931&SAId=1

 
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
 
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the impact of the recent presidential election and student loans Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Dr. Sean Gadson on his persistence to break into the veterinary profession coming from an underrepresented community, and his commitment to support colleagues

Dr. Sean Gadson on his persistence to break into the veterinary profession coming from an underrepresented community, and his commitment to support colleagues

Listen in as we talk with VIN Foundation board member, Dr. Sean Gadson as he takes us through his veterinary career journey. From Sean’s passion for diversity, equity and inclusion, to his mom’s advice and the importance of mentors, to his ongoing effort to impress his 7 year-old self, his recommendations for pre-veterinary students, and the trends he sees in the profession. Sean’s story and honesty is enriching and provides helpful guidance and insight for colleagues at all stages of their careers.
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Sean Gadson, DVM, MS
Sean Gadson has enjoyed a long career working in veterinary medicine starting as an assistant when he was fourteen. He would continue working in various clinics and veterinary organizations while pursuing his undergraduate and master’s degrees. After completing a research project and writing a thesis on Polycystic Ovary Syndrome in people, he applied to UC Davis for vet school and graduated in 2021. During his time as a student Dr. Gadson served as president of the UC Davis SAVMA chapter, and Vice- President of their VBMA chapter. After graduation, he completed an intensive rotating small animal specialty internship where he cultivated a passion for emergency medicine. He now works as an emergency veterinarian in Colorado with his wife Mollie who is a surgeon, and their dog Ahri. His interests include supporting other early career veterinarians, mentoring pre-vet students, practice ownership, traveling and speaking to students currently in vet school, and advocating for more minority representation in the veterinary industry.
 
LINKS AND INFORMATION:
Student American Veterinary Medical Association (SAVMA): https://www.avma.org/membership/SAVMA
Veterinary Business Management Association (VBMA): https://vbma.biz/
VIN Foundation Vets4Vets® confidential wellness support: https://vinfoundation.org/v4v
Mike Dunn, DVM Veterinary Student Scholarship created by Becky Godchaux: https://vinfoundation.org/scholarship
Veterinary Information Network (VIN): https://www.vin.com/vin/
Mentor – Dr. James Clark: https://www.vetmed.ucdavis.edu/faculty/james-clark
Mentor – Dr. Paul D. Pion: https://www.vin.com/vin/default.aspx?pid=130&meta=13137&id=8108348
Ask Jeeves: https://en.wikipedia.org/wiki/Ask.com
Kajukenbo: https://en.wikipedia.org/wiki/Kajukenbo
Dr. Sean Gadson on LinkedIn: www.linkedin.com/in/sean-gadson and on Instagram: https://www.instagram.com/gadustoedvm/

If you enjoy these stories, please consider donating to the VIN Foundation to help us continue this work. https://vinfoundation.org/give
Have a story you want to share with our podcast audience? Reach out to share your interest: https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. 

Dr. Sean Gadson on his persistence to break into the veterinary profession coming from an underrepresented community, and his commitment to support colleagues Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Trae Cutchin

Dr. Trae Cutchin vulnerably shares his career journey story, the struggles along the way, and the power of perseverance

Listen in as we talk with VIN Foundation board member Dr. Trae Cutchin as he shares his story of ongoing perseverance. Trae shares his personal experience coming out of the closet as a gay man with the fear of legal implications, to finding himself dealing with an unexpected addiction and the road to recovery, to the trials and tribulations of owning a veterinary practice and coming out the other side of a cancer diagnosis. Trae’s story will touch your heart and highlight the common threads we experience as humans, working on ourselves and trying to be better in all the roles in our lives. 
 
*Trigger warning* a quick heads up, some of the content in today’s episode may include a trigger as it relates to substance abuse disorder.
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or join the conversation.  
 
 
GUEST BIO:

Trae Cutchin, DVM
Trae Cutchin, DVM, is a 1988 graduate of the Auburn University College of Veterinary Medicine, is originally from Alabama. He has worked as a regular veterinary associate in full services hospitals, in a feline only practice for four years, and as an emergency room clinician for three years. For several years he operated his own relief service in the metro Atlanta area, and then opened his own full service practice in Flowery Branch, a bedroom community just north of metro Atlanta in 2006. He is married to his partner of twenty-five years and has two step kids and three step grandchildren. He has two dogs, Turbo and Shelley, and three cats, Mightie, Tessa, and Sushi. When he isn’t working as a veterinarian, he spends a lot of time working in his lawn and gardens. He is involved with the Veterinary Information Network as a VIN Representative and as a mentor in the VIN Virtual Veterinary Internship program as a mentor.

LINKS AND INFORMATION:
 
Virtual Veterinary Internship: https://www.vin.com/AppUtil/Project/DefaultAdv1.aspx?pid=26071
VIN Foundation Vets4Vets®: https://vinfoundation.org/v4v
VIN Foundation Start Up Club: https://vinfoundation.org/resources/veterinary-practice-start-up-club/
Support this podcast: https://vinfoundation.org/podcast
Kirk’s Current Veterinary Therapy Book: https://www.amazon.com/Kirks-Current-Veterinary-Therapy-XV/dp/1437726895

If you enjoy these stories, please consider donating to the VIN Foundation to help us continue this work. https://vinfoundation.org/give
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 166 | Dr. Tony Bartels and Dr. Rebecca Mears on the top three student loan topics SAVE court rulings

Drs. Tony Bartels and Rebecca Mears on the recent court rulings and their impact on borrowers student loan repayment plans

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering the latest news on the SAVE plan, the recent court rulings, what new grads should focus on now, and the best next steps based on the available student loan repayment plans. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
2024 Graduating Veterinarians: Special Student Loan Timing Considerations: https://vinfoundation.org/2024-graduating-veterinarians-special-student-loan-timing-consideration-are-you-in-pickle/
Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle?: https://vinfoundation.org/choosing-between-paye-and-save-income-driven-plans-are-you-in-the-pickle/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
 
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
Have a story you would like to share on the podcast? Submit your story idea. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!
 

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