Veterinary Podcast

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 151 | Dr. Tony Bartels Dr. Rebecca Mears Veterinary Student Debt Education Latest Student Loan News

Dr. Tony Bartels and Dr. Rebecca Mears on the latest student loan extension and what you need to know now

Leave a Comment / Veterinary Pulse Podcast, Veterinary Student Debt Podcast / By

Listen in as Executive Director Jordan benShea chats with student debt expert and Board Member Dr. Tony Bartels and the newest student debt team member Dr. Rebecca Mears in this next installment of our Student Debt Series. 
 
In this episode we’re covering the following six topics:
Latest news for current veterinary school students 
How to help 2023 grads prepare for repayment
What pandemic grads, classes 2020, 2021 and 2022 should be doing
Helpful information for all other borrowers
The latest on the Student Debt Relief before the Supreme Court
Recertification and the important dates to be aware of now

As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.
 
Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and is an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 

LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation Blog Recent Student Debt Blog posts: 
Common Student Loan Consolidation Questions and Answers: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
Class of 2020, 2021, 2022 Income-Driven Repayment Renewal Note: https://vinfoundation.org/class-2020-2021-2022-student-loan-renewal-note/ 
Special Cancellation of Up to $20,000 of Student Debt. Are You Eligible?: https://vinfoundation.org/special-cancellation-student-debt/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan Forgiveness Planning: Preparing for the Tax Bill: https://vinfoundation.org/veterinary-student-loan-forgiveness-planning-preparing-for-the-tax-bill/ 
Student Loan Interest Rates Increase for 2022-2023 Academic Year: https://vinfoundation.org/student-loan-interest-rates-for-veterinary-school/ 
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Application: https://studentaid.gov/
Student Debt Relief Information: https://studentaid.gov/debt-relief-announcement/one-time-cancellation 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/

Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
 
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 156 | Dr. Tony Bartels and Dr. Rebecca Mears on the latest student debt hot list topics and what borrowers need to do now

Dr. Tony Bartels and Dr. Rebecca Mears on the latest student debt hot list topics and what borrowers need to do now

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Listen in as student debt expert and Board Member Dr. Tony Bartels and student debt team member Dr. Rebecca Mears in this next installment of our Student Debt Series. This episode we’re going through the current hot list of student debt topics the team is hearing from colleagues and a to-do list of what borrowers need to do now. 
 
Hot List:
Did you finish vet school before 2014? – You may have privately-held FFELs.  Consolidate and benefit from the one-time forgiveness count adjustment
Do you have loans that have been in repayment longer than you’ve been using income-driven repayment? – Consolidate and benefit from the one-time forgiveness count adjustment.
Are you eligible for PAYE? Are you using PAYE? – Make sure you find out before PAYE is phased out!
Did you make any payments before the pandemic forbearance benefits began, March 13, 2020? – Request a refund before the benefits end!
Do you know when your income-driven repayment renewal date is? Hint – it’s not until sometime after January 2024, at least. Use the My Student Loans tool to see your “Anniversary Date” and start planning your post-forbearance strategy.
Married? Have you been filing your taxes separately from your spouse recently because of your student debt? – You can amend recent prior year tax returns from separate to joint! We covered this in a recent Dear Dr. Debt column. Visit with your accountant to see if you can get a refund.
Graduating veterinary school in 2023? Congratulations! Did you miss the New Grad Student Loan Repayment Playbook webinar? – Here is a link to the playbook recording, slides, and checklist.
 
Honorable mentions (coming soon):
Most unpaid interest capitalization is going away starting July 1, 2023
One-time forgiveness count adjustments will be applied in 2024 (or sooner if you are due forgiveness)
The Supreme Court will rule on the special cancellation benefits this summer
Interest and payments are likely starting up later this summer, possibly after August 2023.
Interest rates have been set: 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.
 
Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and is an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 

LINKS AND INFORMATION:
Get Student Debt Updates: https://vinfoundation.org/veterinary-student-debt-updates/
VIN Foundation Student Debt Tools:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt

Additional links:
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Application: https://studentaid.gov/
New Proposed Regulations Would Transform Income-Driven Repayment by Cutting Undergraduate Loan Payments in Half and Preventing Unpaid Interest Accumulation: https://www.ed.gov/news/press-releases/new-proposed-regulations-would-transform-income-driven-repayment-cutting-undergraduate-loan-payments-half-and-preventing-unpaid-interest-accumulation 
Student Debt Relief Information: https://studentaid.gov/debt-relief-announcement/one-time-cancellation 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
Email VIN Foundation: [email protected]

 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
 
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels and Dr. Rebecca Mears on the latest student debt hot list topics and what borrowers need to do now Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 161 | Dr. Tony Bartels and Dr. Rebecca Mears on the top three trends from the trenches of student loans

Drs. Tony Bartels and Rebecca Mears on the top three trends from the trenches of student loans

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Listen in as student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. This episode we’re covering the top three trends from the trenches of student loans: 1) Consolidation procrastination 2) Using the wrong repayment plan 3) Incorrect minimum monthly payments. Now is the time to pay attention if you’ve had your head in the sand with your student loans, so listen in and also learn if you are in The Pickle!
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and is an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinary student loan repayment: trends from the trenches: https://vinfoundation.org/youre-running-out-of-time-to-consolidate-your-loans/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Common Student Loan Consolidation Questions and Answers: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
I have federal student loans. When do I need to recertify my income?
https://vinfoundation.org/i-have-federal-student-loans-when-do-i-need-to-recertify-my-income/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan FAQs: The one-time forgiveness count adjustment
https://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/
Student Loan Forgiveness Planning: Preparing for the Tax Bill: https://vinfoundation.org/veterinary-student-loan-forgiveness-planning-preparing-for-the-tax-bill/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Infographic ONE-TIME FORGIVENESS COUNT ADJUSTMENT:
https://vinfoundation.org/resources/veterinary-student-debt/student-debt-one-time-forgiveness-count-adjustment/
One-Time Forgiveness Count Adjustment Video Case Study, 1999 DVM may save more than $65,000 in student loan costs:
https://youtu.be/6gp7cXvEy8c
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
New Proposed Regulations Would Transform Income-Driven Repayment by Cutting Undergraduate Loan Payments in Half and Preventing Unpaid Interest Accumulation: https://www.ed.gov/news/press-releases/new-proposed-regulations-would-transform-income-driven-repayment-cutting-undergraduate-loan-payments-half-and-preventing-unpaid-interest-accumulation 
Payment Count Adjustments Toward Income-Driven Repayment and Public Service Loan Forgiveness Programs:
https://studentaid.gov/announcements-events/idr-account-adjustment
 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the top three trends from the trenches of student loans Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 152 | Dr. Tony Bartels Dr. Rebecca Mears Veterinary Student Debt Education Latest Student Loan News LATEST STUDENT DEBT BRINGS BIG CHANGES

Dr. Tony Bartels and Dr. Rebecca Mears on big changes to student loans with latest news and updates

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Listen in as student debt expert and Board Member Dr. Tony Bartels and the newest student debt team member Dr. Rebecca Mears chat with Executive Director Jordan benShea in this next installment of our Student Debt Series. 
 
In this episode we cover the following nine topics:
Latest announcement on Jan 10th
Phasing out of ICR and PAYE repayment plans
Is this a different way of doing things?
Where can a borrower see what repayment plan they are enrolled in currently?
A ‘new’ income driven repayment plan?
What is Re-REPAYE?
‘New’ plan added to Student Loan Repayment Simulator
Are there other changes happening?
What should colleagues do now?
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.
 
Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and is an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 

LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give

 
VIN Foundation Blog Recent Student Debt Blog posts: 
A ‘new’ income-driven repayment plan?: https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Common Student Loan Consolidation Questions and Answers: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
Class of 2020, 2021, 2022 Income-Driven Repayment Renewal Note: https://vinfoundation.org/class-2020-2021-2022-student-loan-renewal-note/ 
Special Cancellation of Up to $20,000 of Student Debt. Are You Eligible?: https://vinfoundation.org/special-cancellation-student-debt/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan Forgiveness Planning: Preparing for the Tax Bill: https://vinfoundation.org/veterinary-student-loan-forgiveness-planning-preparing-for-the-tax-bill/ 
Student Loan Interest Rates Increase for 2022-2023 Academic Year: https://vinfoundation.org/student-loan-interest-rates-for-veterinary-school/ 
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Application: https://studentaid.gov/
New Proposed Regulations Would Transform Income-Driven Repayment by Cutting Undergraduate Loan Payments in Half and Preventing Unpaid Interest Accumulation: https://www.ed.gov/news/press-releases/new-proposed-regulations-would-transform-income-driven-repayment-cutting-undergraduate-loan-payments-half-and-preventing-unpaid-interest-accumulation 
Student Debt Relief Information: https://studentaid.gov/debt-relief-announcement/one-time-cancellation 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service

 
Email VIN Foundation: [email protected]
 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
 
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it! Reach out to [email protected].
 

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 164 | Dr. Tony Bartels and Dr. Rebecca Mears on the top three student loan topics

Drs. Tony Bartels and Rebecca Mears on the current top three student debt topics

Leave a Comment / Veterinary Pulse Podcast, Veterinary Student Debt Podcast / By

Listen in as student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering three major topics: 1) Updates and how they impact new grads and not to new grads 2) PAYE and ICR phase outs 3) Bonus mention for a new proposal to cancel up to $20k. Now is the time to learn what you need to know going into the summer.
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
May 29th webinar – Repay Wiser: Interns & Residents: https://VIN.zoom.us/webinar/register/4917165695129/WN_4VaSKzkBQrqgqotb50G8cA

VIN Foundation Blog, Related Student Debt Blog posts: 
Identifying Federal Family Education Loans (FFELs) using VIN Foundation My Student Loans tool: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
2024 Graduating Veterinarians: Special Student Loan Timing Considerations: https://vinfoundation.org/2024-graduating-veterinarians-special-student-loan-timing-consideration-are-you-in-pickle/
Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle?: https://vinfoundation.org/choosing-between-paye-and-save-income-driven-plans-are-you-in-the-pickle/
Veterinary student loan repayment: trends from the trenches: https://vinfoundation.org/youre-running-out-of-time-to-consolidate-your-loans/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Student Loan FAQs: The one-time forgiveness count adjustment: https://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/
Income-Driven Repayment: recertify, Switch plans, or Wait?: https://vinfoundation.org/income-driven-repayment-recertify-no-switch-plans-or-wait/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan FAQs: The one-time forgiveness count adjustment
https://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Infographic ONE-TIME FORGIVENESS COUNT ADJUSTMENT:
https://vinfoundation.org/resources/veterinary-student-debt/student-debt-one-time-forgiveness-count-adjustment/
One-Time Forgiveness Count Adjustment Video Case Study, 1999 DVM may save more than $65,000 in student loan costs:
https://youtu.be/6gp7cXvEy8c
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
New Proposed Regulations Would Transform Income-Driven Repayment by Cutting Undergraduate Loan Payments in Half and Preventing Unpaid Interest Accumulation: https://www.ed.gov/news/press-releases/new-proposed-regulations-would-transform-income-driven-repayment-cutting-undergraduate-loan-payments-half-and-preventing-unpaid-interest-accumulation 
Payment Count Adjustments Toward Income-Driven Repayment and Public Service Loan Forgiveness Programs:
https://studentaid.gov/announcements-events/idr-account-adjustment
 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
 
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Dr. Tony Bartels on the latest student loan announcements and what you need to know as we close out 2024 | Veterinary medicine podcast vetmed podcast student debt podcast

Dr. Tony Bartels on the latest student loan announcements and what you need to know as we close out 2024

Leave a Comment / Veterinary Pulse Podcast, Veterinary Student Debt Podcast / By

Listen in with student debt experts and Board Member Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode we’re covering the latest news on student loans as we close out 2024 and start 2025. 
 
Topics covered included:

December 18, 2024 US Department of Education announcement on Pay As Your Earn (PAYE) and Income Contingent Repayment (ICR)
Timeframes/features and additional information about PAYE and ICR
Income Driven Repayment (IDR) profiles
What this latest news means for the Save On Valuable Education (SAVE) plan 
Where things stand on the One-time Forgiveness Adjustment
Additional helpful information for borrowers

 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIO:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
VIN Foundation IDR Profiles: WikiDebt – IDR Eligibility
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support programs these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 

PAYE and ICR income-driven repayment plans temporarily reactivated https://vinfoundation.org/paye-and-icr-income-driven-repayment-plans-temporarily-reactivated/
The election is over. Change is on the horizon. What is next for your student loans? https://vinfoundation.org/the-election-is-over-change-is-on-the-horizon-what-is-next-for-your-student-loans/
Student Loan FAQs and What’s Next?
https://vinfoundation.org/september-2024-student-loan-update-faqs-and-whats-next/
SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle? https://vinfoundation.org/choosing-between-paye-and-save-income-driven-plans-are-you-in-the-pickle/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels on the latest student loan announcements and what you need to know as we close out 2024 Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession

Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession

Leave a Comment / Veterinary Career Journeys, Veterinary Pulse Podcast / By

Listen in as we talk with VIN Foundation board member, Dr. Jan Bellows as he shares the story of his veterinary journey. From lessons learned in practice ownership, to a passion for improving his veterinary skills, this episode is full of relatable stories and great takeaways. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Jan Bellows, DVM, DIPL, AVDC, ABVP
Dr. Jan Bellows is a distinguished veterinary dentist with a remarkable career spanning several decades. He completed his undergraduate studies at the University of Florida and earned his DVM from Auburn University in 1975. After an internship at The Animal Medical Center in New York City, Dr. Bellows established ALL PETS DENTAL in Weston, Florida, specializing in companion animal medicine, surgery, and dentistry. Bellows is board-certified in Canine and Feline Medicine (ABVP) and Veterinary Dentistry (AVDC). His leadership roles include serving as president of the American Veterinary Dental College and the Foundation for Veterinary Dentistry. He has authored five dental textbooks and frequently contributed to veterinary publications. As a respected expert, Dr. Bellows was instrumental in developing AAHA’s Small Animal Dental Guidelines. He has been a consultant for the Veterinary Information Network’s dental board since 1993. DVM360 announced Dr. Bellows as the national 2024 Dental Hero by DVM360 magazine. Outside of his professional life, Dr. Bellows is an avid marathon runner and enjoys spending time with his family and dogs in Florida and Colorado.

LINKS AND INFORMATION:

Auburn University College of Veterinary Medicine: https://www.vetmed.auburn.edu/
Veterinary Information Network (VIN): https://www.vin.com
Paul Pion, DVM, DipACVIM: https://vinfoundation.org/team
VIN Foundation 2024 Year-End Giving, after a huge effort the $100k match was made, but we still need your help! https://vinfoundation.org/give  

Have a story you want to share with our podcast audience? Reach out to share your interest: https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 166 | Dr. Tony Bartels and Dr. Rebecca Mears on the impact of the 2024 presidential election on student loans

Drs. Tony Bartels and Rebecca Mears on the impact of the recent presidential election and student loans

Leave a Comment / Veterinary Pulse Podcast, Veterinary Student Debt Podcast / By

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering the latest news on the student loans as it relates to the outcome of the recent presidential election.

As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
It’s time for a good student loan “physical exam” using the  VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinarians in Repayment:SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
September 2024 Student Loan Update: FAQs and What’s Next?: https://vinfoundation.org/september-2024-student-loan-update-faqs-and-whats-next/

Veterinary Students Borrowing:

Student Loan Interest Rates: New high for 2024-2025 Academic Year: https://vinfoundation.org/student-loan-interest-rates-for-veterinary-school/
Borrow Better resources: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/
Student Loan Borrow Better Challenge Message Board: https://www.vin.com/doc/?Id=9385101&DocumentID=12266931&SAId=1

 
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
 
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 149 | Veterinary Pulse Podcast with Dr. Lynn Hendrix on the importance of evidence based medicine for palliative care

Dr. Lynn Hendrix on the importance of evidence based medicine for palliative care

Leave a Comment / Veterinary Career Journeys, Veterinary Pulse Podcast / By

Dr. Lynn Hendrix shares her veterinary path, from an endearing childhood story with a horse, to practicing emergency medicine, and finding hope and passion for palliative care through complicated personal grief. A valuable conversation for all of us who love our animals, want the best for them, and eager to learn how to be more observant of their needs. 
 
*TRIGGER WARNING* Some of the content in this episode may include triggers for topics including pregnancy and person loss. As a reminder, if you are a veterinary student or veterinarian, the VIN Foundation’s confidential peer-to-peer support group vets4vets® is here for you, at no cost, please know, you are not alone. Call (530) 601-2133 or visit the website to schedule a confidential Vets4Vets® session https://vinfoundation.org/resources/vets4vets/.
 
GUEST BIO:
Dr. Lynn Hendrix
Dr Lynn Hendrix has worked and been on the cutting edge of the animal hospice and veterinary palliative medicine field.  She is a certified Hospice and Palliative veterinarian, and Founder/owner of Beloved Pet Mobile Vet. She was a co-author on the 2013 IAAHPC guidelines for best practices in animal hospice and palliative care. She is founder of the Facebook group, the Veterinarian Palliative Medicine group, and the founding consultant for the Hospice and Palliative medicine folder on VIN.   She has also founded the World Veterinary Palliative Medicine Organization in 2018, though it has been on hiatus since 2020 due to covid. Dr. Hendrix has an upcoming book, Animal Hospice and Palliative Medicine for the House Call Veterinarian. Just recently, she started giving End of Life rounds at UC Davis.
 
LINKS AND INFORMATION:
VIN Foundation Vets4Vets®: https://vinfoundation.org/v4v
Animal Hospice and Palliative Medicine for the House Call Veterinarian: 
USA: https://www.us.elsevierhealth.com/animal-hospice-and-palliative-medicine-for-the-house-call-veterinarian-9780323567985.html
EU: https://www.eu.elsevierhealth.com/animal-hospice-and-palliative-medicine-for-the-house-call-veterinarian-9780323567985.html
UK: https://www.uk.elsevierhealth.com/animal-hospice-and-palliative-medicine-for-the-house-call-veterinarian-9780323567985.html
Africa: https://www.mea.elsevierhealth.com/animal-hospice-and-palliative-medicine-for-the-house-call-veterinarian-9780323567985.html
Japan:  https://www.store.elsevierhealth.com/japan/animal-hospice-and-palliative-medicine-for-the-house-call-veterinarian-9780323567985.html

Social links:
Instagram: https://www.instagram.com/the_palliative_vet/
Facebook: https://www.facebook.com/ThePalliativeVet/
Facebook group for veterinarians only:  https://www.facebook.com/groups/worldvetpalliativemedicine
Facebook group for techs interested in palliative care: https://www.facebook.com/groups/VeterinaryPCNurses
LinkedIn:  https://www.linkedin.com/in/lynn-hendrix-dvm-chpv-30313282/

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
 
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 166 | Dr. Tony Bartels and Dr. Rebecca Mears on the top three student loan topics SAVE court rulings

Drs. Tony Bartels and Rebecca Mears on the recent court rulings and their impact on borrowers student loan repayment plans

Leave a Comment / Veterinary Pulse Podcast, Veterinary Student Debt Podcast / By

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering the latest news on the SAVE plan, the recent court rulings, what new grads should focus on now, and the best next steps based on the available student loan repayment plans. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
2024 Graduating Veterinarians: Special Student Loan Timing Considerations: https://vinfoundation.org/2024-graduating-veterinarians-special-student-loan-timing-consideration-are-you-in-pickle/
Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle?: https://vinfoundation.org/choosing-between-paye-and-save-income-driven-plans-are-you-in-the-pickle/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
 
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
Have a story you would like to share on the podcast? Submit your story idea. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!
 

Drs. Tony Bartels and Rebecca Mears on the recent court rulings and their impact on borrowers student loan repayment plans Read More »

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