Veterinary Podcast

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Lance Roasa and Dr. Drew Olson

Dr. Lance Roasa and Dr. Drew Olson on the worldwide personal finance problem and its tie to mental health

Listen in as VIN Foundation Executive Director Jordan Benshea has a conversation with Drip.vet Co-Founders Dr. Lance Roasa and Dr. Drew Olsen about their scientifically proven passion project, and why veterinarians are the canary in the coal mine. Driven by their motivation to help colleagues get a sense of empowerment through habits and improve mental health, these two veterinary powerhouses are a wealth of knowledge. Covering topics ranging from the importance of a budget to their secret talents, this episode has a good shot at being one of your favorites. 
GUEST BIOS:
Lance Roasa, DVM, MS, JD
Dr. Lance Roasa is a 2008 graduate of Texas A&M where he was the first student to undertake a 4th year business-track, spending the majority of his clinical training in veterinary business and industry. In 2016 He completed a law degree from the University of Nebraska and his training was centered on the law of small business, taxation, and the law of veterinary medicine. 

Drew Olson, DVM
A 2012 Iowa State Veterinary College graduate, Dr. Drew Olson has practiced in small and large animal clinics and has considerable experience in the veterinary compounding medicine industry.  An Omaha native, he is regarded as one of the nation’s leading veterinarians in compounding specialized veterinary medications. Be sure and ask Dr. Olson about his experience with retired circus elephants or his participation as a veterinary student in Frontier Vets, a documentary filmed in the remote region of Kruger Park in South Africa.  Drew resides in Omaha with his wife, Karin, and their daughter Olive.  They enjoy spending time with friends, family, and their rescue dog, Faith.

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Moriah McCauley

Dr. Moriah McCauley on staying curious, pivoting, and giving yourself grace

Join Dr. Matt Holland as he chats with Dr. Moriah McCauley about her path to veterinary medicine, and why her curiosity led her to start a podcast while in veterinary school in Scotland. Moriah shares what she has learned from the podcast thus far and why being flexible and giving herself grace has helped her not only in her podcast, but as a practicing veterinarian.
GUEST BIO:
Dr. Moriah McCauley
Dr. McCauley is a practicing small animal veterinarian who has always been deeply passionate about caring for those around her.
Through her veterinary studies in Scotland, she was given opportunities to learn from incredible veterinarians around her. Seeing the immense value in their stories she sought a way to share these opportunities with her colleagues, thus the podcast was created.
As Dr. McCauley transitioned from student to doctor she began to focus on the role these stories have in veterinary medicine and how storytelling can improve outcomes for clients and patients.
Each episode takes its listeners around the world to hear from inspiring veterinarians as they faced exciting and challenging situations in their jobs and teaches veterinary students and veterinarians how to become confident and engaging storytellers.

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 173 | Dr. Tony Bartels and Dr. Rebecca Mears on the the latest student debt news and a new grad student loan challenge

Drs. Tony Bartels and Rebecca Mears on the latest student debt news and new grad challenge

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we have three major topics we’re addressing: 1) a new challenge for the almost new grads 2) New Grad Playbook webinar and 3) the latest student loan updates.
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
Debt Repayment Prep Challenge: https://vinfoundation.org/resources/veterinary-student-debt/debt-repayment-prep-challenge/ 
May 7th webinar – New Graduate Student Loan Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/
VIN Foundation Blog, Related Student Debt Blog posts: 

Application for Federal Income-Driven Repayment Plans Reactivated: https://vinfoundation.org/application-for-income-driven-repayment-plans-reactivated/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the latest student debt news and new grad challenge Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 156 | Dr. Tony Bartels and Dr. Rebecca Mears on the latest student debt hot list topics and what borrowers need to do now

Dr. Tony Bartels and Dr. Rebecca Mears on the latest student debt hot list topics and what borrowers need to do now

Listen in as student debt expert and Board Member Dr. Tony Bartels and student debt team member Dr. Rebecca Mears in this next installment of our Student Debt Series. This episode we’re going through the current hot list of student debt topics the team is hearing from colleagues and a to-do list of what borrowers need to do now. 
 
Hot List:
Did you finish vet school before 2014? – You may have privately-held FFELs.  Consolidate and benefit from the one-time forgiveness count adjustment
Do you have loans that have been in repayment longer than you’ve been using income-driven repayment? – Consolidate and benefit from the one-time forgiveness count adjustment.
Are you eligible for PAYE? Are you using PAYE? – Make sure you find out before PAYE is phased out!
Did you make any payments before the pandemic forbearance benefits began, March 13, 2020? – Request a refund before the benefits end!
Do you know when your income-driven repayment renewal date is? Hint – it’s not until sometime after January 2024, at least. Use the My Student Loans tool to see your “Anniversary Date” and start planning your post-forbearance strategy.
Married? Have you been filing your taxes separately from your spouse recently because of your student debt? – You can amend recent prior year tax returns from separate to joint! We covered this in a recent Dear Dr. Debt column. Visit with your accountant to see if you can get a refund.
Graduating veterinary school in 2023? Congratulations! Did you miss the New Grad Student Loan Repayment Playbook webinar? – Here is a link to the playbook recording, slides, and checklist.
 
Honorable mentions (coming soon):
Most unpaid interest capitalization is going away starting July 1, 2023
One-time forgiveness count adjustments will be applied in 2024 (or sooner if you are due forgiveness)
The Supreme Court will rule on the special cancellation benefits this summer
Interest and payments are likely starting up later this summer, possibly after August 2023.
Interest rates have been set: 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.
 
Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and is an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 

LINKS AND INFORMATION:
Get Student Debt Updates: https://vinfoundation.org/veterinary-student-debt-updates/
VIN Foundation Student Debt Tools:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt

Additional links:
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Application: https://studentaid.gov/
New Proposed Regulations Would Transform Income-Driven Repayment by Cutting Undergraduate Loan Payments in Half and Preventing Unpaid Interest Accumulation: https://www.ed.gov/news/press-releases/new-proposed-regulations-would-transform-income-driven-repayment-cutting-undergraduate-loan-payments-half-and-preventing-unpaid-interest-accumulation 
Student Debt Relief Information: https://studentaid.gov/debt-relief-announcement/one-time-cancellation 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
Email VIN Foundation: [email protected]

 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
 
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels and Dr. Rebecca Mears on the latest student debt hot list topics and what borrowers need to do now Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 164 | Dr. Tony Bartels and Dr. Rebecca Mears on the top three student loan topics

Drs. Tony Bartels and Rebecca Mears on the current top three student debt topics

Listen in as student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering three major topics: 1) Updates and how they impact new grads and not to new grads 2) PAYE and ICR phase outs 3) Bonus mention for a new proposal to cancel up to $20k. Now is the time to learn what you need to know going into the summer.
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
May 29th webinar – Repay Wiser: Interns & Residents: https://VIN.zoom.us/webinar/register/4917165695129/WN_4VaSKzkBQrqgqotb50G8cA

VIN Foundation Blog, Related Student Debt Blog posts: 
Identifying Federal Family Education Loans (FFELs) using VIN Foundation My Student Loans tool: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
2024 Graduating Veterinarians: Special Student Loan Timing Considerations: https://vinfoundation.org/2024-graduating-veterinarians-special-student-loan-timing-consideration-are-you-in-pickle/
Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle?: https://vinfoundation.org/choosing-between-paye-and-save-income-driven-plans-are-you-in-the-pickle/
Veterinary student loan repayment: trends from the trenches: https://vinfoundation.org/youre-running-out-of-time-to-consolidate-your-loans/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Student Loan FAQs: The one-time forgiveness count adjustment: https://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/
Income-Driven Repayment: recertify, Switch plans, or Wait?: https://vinfoundation.org/income-driven-repayment-recertify-no-switch-plans-or-wait/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan FAQs: The one-time forgiveness count adjustment
https://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Infographic ONE-TIME FORGIVENESS COUNT ADJUSTMENT:
https://vinfoundation.org/resources/veterinary-student-debt/student-debt-one-time-forgiveness-count-adjustment/
One-Time Forgiveness Count Adjustment Video Case Study, 1999 DVM may save more than $65,000 in student loan costs:
https://youtu.be/6gp7cXvEy8c
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
New Proposed Regulations Would Transform Income-Driven Repayment by Cutting Undergraduate Loan Payments in Half and Preventing Unpaid Interest Accumulation: https://www.ed.gov/news/press-releases/new-proposed-regulations-would-transform-income-driven-repayment-cutting-undergraduate-loan-payments-half-and-preventing-unpaid-interest-accumulation 
Payment Count Adjustments Toward Income-Driven Repayment and Public Service Loan Forgiveness Programs:
https://studentaid.gov/announcements-events/idr-account-adjustment
 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
 
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the current top three student debt topics Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession

Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession

Listen in as we talk with VIN Foundation board member, Dr. Jan Bellows as he shares the story of his veterinary journey. From lessons learned in practice ownership, to a passion for improving his veterinary skills, this episode is full of relatable stories and great takeaways. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Jan Bellows, DVM, DIPL, AVDC, ABVP
Dr. Jan Bellows is a distinguished veterinary dentist with a remarkable career spanning several decades. He completed his undergraduate studies at the University of Florida and earned his DVM from Auburn University in 1975. After an internship at The Animal Medical Center in New York City, Dr. Bellows established ALL PETS DENTAL in Weston, Florida, specializing in companion animal medicine, surgery, and dentistry. Bellows is board-certified in Canine and Feline Medicine (ABVP) and Veterinary Dentistry (AVDC). His leadership roles include serving as president of the American Veterinary Dental College and the Foundation for Veterinary Dentistry. He has authored five dental textbooks and frequently contributed to veterinary publications. As a respected expert, Dr. Bellows was instrumental in developing AAHA’s Small Animal Dental Guidelines. He has been a consultant for the Veterinary Information Network’s dental board since 1993. DVM360 announced Dr. Bellows as the national 2024 Dental Hero by DVM360 magazine. Outside of his professional life, Dr. Bellows is an avid marathon runner and enjoys spending time with his family and dogs in Florida and Colorado.

LINKS AND INFORMATION:

Auburn University College of Veterinary Medicine: https://www.vetmed.auburn.edu/
Veterinary Information Network (VIN): https://www.vin.com
Paul Pion, DVM, DipACVIM: https://vinfoundation.org/team
VIN Foundation 2024 Year-End Giving, after a huge effort the $100k match was made, but we still need your help! https://vinfoundation.org/give  

Have a story you want to share with our podcast audience? Reach out to share your interest: https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Jan Bellows on the power of finding your passion, and the importance of colleagues helping each other in the profession Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 166 | Dr. Tony Bartels and Dr. Rebecca Mears on the impact of the 2024 presidential election on student loans

Drs. Tony Bartels and Rebecca Mears on the impact of the recent presidential election and student loans

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering the latest news on the student loans as it relates to the outcome of the recent presidential election.

As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
It’s time for a good student loan “physical exam” using the  VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinarians in Repayment:SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
September 2024 Student Loan Update: FAQs and What’s Next?: https://vinfoundation.org/september-2024-student-loan-update-faqs-and-whats-next/

Veterinary Students Borrowing:

Student Loan Interest Rates: New high for 2024-2025 Academic Year: https://vinfoundation.org/student-loan-interest-rates-for-veterinary-school/
Borrow Better resources: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/
Student Loan Borrow Better Challenge Message Board: https://www.vin.com/doc/?Id=9385101&DocumentID=12266931&SAId=1

 
Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
 
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the impact of the recent presidential election and student loans Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 166 | Dr. Tony Bartels and Dr. Rebecca Mears on the top three student loan topics SAVE court rulings

Drs. Tony Bartels and Rebecca Mears on the recent court rulings and their impact on borrowers student loan repayment plans

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. In this episode we’re covering the latest news on the SAVE plan, the recent court rulings, what new grads should focus on now, and the best next steps based on the available student loan repayment plans. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
NOTE: This is an ongoing situation, for continued updates visit the VIN Foundation Blog and student debt message board areas.

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
 
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
SAVE is blocked. What does that mean for your student loans?: https://vinfoundation.org/save-recent-court-rulings/ 
2024 Graduating Veterinarians: Special Student Loan Timing Considerations: https://vinfoundation.org/2024-graduating-veterinarians-special-student-loan-timing-consideration-are-you-in-pickle/
Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle?: https://vinfoundation.org/choosing-between-paye-and-save-income-driven-plans-are-you-in-the-pickle/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
Department of Education Updates on Saving on a Valuable Education (SAVE Plan): https://www.ed.gov/save 
SAVE Plan Court Actions: Impact on Borrowers: https://studentaid.gov/announcements-events/save-court-actions 
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
 
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
Have a story you would like to share on the podcast? Submit your story idea. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!
 

Drs. Tony Bartels and Rebecca Mears on the recent court rulings and their impact on borrowers student loan repayment plans Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 165 | Dr. Alexia Mazzarella shares her experience with NAVLE and the positives of a non-typical path

Dr. Alexia Mazzarella shares her experience with NAVLE and the positives of a non-typical path

Listen in as we talk with recent veterinary graduate Dr. Alexia Mazzarella, as she shares the pros and cons of starting veterinary school during COVID, and the benefits she has experienced from a non-typical veterinary path. 
 
This episode covers how she managed to learn anatomy online, became fast friends with a roommate, and then finding out she didn’t have the necessary educational knowledge for the NAVLE. Alexis takes us inside her journey as a leader in her class, and finding her way to overcome struggles. 
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Alexia Mazzarella, DVM, cVMA
Alexia graduated from Michigan State University this past May in the Class of 2024. While at MSU, she served as the 2024 Class President all four years and was very involved with SAVMA, serving on the Executive Board for 2 years as the Veterinary Economics Officer. It was through these experiences that she developed a passion for organized veterinary medicine and serving her community. Her veterinary interests include soft tissue and orthopedic surgery, acupuncture, rehab, and palliative care, especially for geriatric patients.  Her goals right now include a ABVP residency path and ultimately working in a high-volume General Practice setting. In her free time, Alexia loves checking out local gym classes, hiking, biking, kayaking, and visiting the local Farmer’s Markets. Alexia just moved to Apex, NC with her fiancé  to start a rotating internship in July. She is excited to share her story with the VIN Foundation and hopes she can bring comfort to others who may have experienced similar circumstances! 
 
LINKS AND INFORMATION:
Student American Veterinary Medical Association (SAVMA): https://www.avma.org/membership/SAVMA
Veterinary Business Management Association (VBMA): https://vbma.biz/
NAVLE VIN/VIN Foundation course: https://www.vin.com/navle
VIN Foundation Vets4Vets®: https://vinfoundation.org/v4v

 
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Alexia Mazzarella shares her experience with NAVLE and the positives of a non-typical path Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 162 | Dr. Tony Bartels on the latest student debt information borrowers need to know as we start 2024 | Student Debt Student Loan Podcast Series

Dr. Tony Bartels on the latest student debt information borrowers need to know as we start 2024

Listen in as student debt expert and Board Member Dr. Tony Bartels in this next installment of our Student Debt Series. This episode we covering the following 4 topics:
Consolidation deadline extended
Loan servicers continue to be terrible 
Recertification dates
The new SAVE plan
Common mistakes made while using the Student Loan Repayment Simulator
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinary student loan repayment: trends from the trenches: https://vinfoundation.org/youre-running-out-of-time-to-consolidate-your-loans/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Common Student Loan Consolidation Questions and Answers: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/

I have federal student loans. When do I need to recertify my income?
https://vinfoundation.org/i-have-federal-student-loans-when-do-i-need-to-recertify-my-income/

Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/

Student Loan FAQs: The one-time forgiveness count adjustment
https://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/

Student Loan Forgiveness Planning: Preparing for the Tax Bill: https://vinfoundation.org/veterinary-student-loan-forgiveness-planning-preparing-for-the-tax-bill/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Infographic ONE-TIME FORGIVENESS COUNT ADJUSTMENT:
https://vinfoundation.org/resources/veterinary-student-debt/student-debt-one-time-forgiveness-count-adjustment/
One-Time Forgiveness Count Adjustment Video Case Study, 1999 DVM may save more than $65,000 in student loan costs:
https://youtu.be/6gp7cXvEy8c
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
Loan Servicers Having Trouble:
https://www.ed.gov/news/press-releases/us-department-education-announces-withholding-payment-student-loan-servicer-part-accountability-measures-harmed-borrowers
https://www.ed.gov/news/press-releases/biden-harris-administration-takes-additional-action-hold-student-loan-servicers-accountable-failing-meet-contractual-obligations

 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels on the latest student debt information borrowers need to know as we start 2024 Read More »

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