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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | In-School Loan Estimator expands VIN Foundation Student Debt Part 2

Veterinary Student Debt Questions and Answers Part 2

VIN Foundation partnered with Under the Microscope to bring you a free follow up webinar: Veterinary Student Debt Questions and Answers Part 2


In Part 1 we covered the basics and answered questions. For Part 2 we talked through actual cases. Feel free to add your questions, comments, experiences, and suggestions to add to the conversation by commenting below or emailing us.

Case 1: High Student Debt Scenario

  • Which plan should I use?
  • How much do I pay?
  • How do I plan for forgiveness?

Case 2: Low Student Debt Scenario

  • I didn’t borrow that much – What if I don’t need income-driven repayment?
  • When do I pay more? And How much more do I pay?
  • Should I or When do I refinance?

Case 3: Married Student Debt Scenario

  • Double Vet, Double Debt
  • One vet, spouse with no debt
  • Community property states


Tony Bartels, DVM, MBA joined Carl Darby, MA, VETMB for a discussion on your veterinary student debt questions and answers. Presented by VIN FoundationVIN and Under the Microscope.


After working with thousands of veterinary students and veterinarians in repayment for the better part of the last ten years, we’ve amassed a lot of data, perspective, and experiences to help shed light on common veterinary student debt scenarios, much of which you can see reflected in the VIN Foundation Student Debt Center.

View the presentation below, and we encourage you to leave feedback or ask a question below in the comments!

If you don’t have time to watch the full presentation above, here are the presentation materials with links to valuable resources:

Join the conversation:
VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Our Team | Student Debt Consultant | Tony Bartels, DVM, MBA
Tony Bartels, DVM, MBA

Dr. Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN) and a VIN Foundation Board member. He and his wife have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation initiatives.

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