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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Top 5 Mistakes Made by Veterinarians Using Income-driven Repayment

Top 5 Mistakes Made by Veterinarians Using Income-Driven Repayment

The below piece was originally published as a guest post on Financial Wellness DVM. Repaying student loans is stressful and complicated.  For recent graduate veterinarians, high student loan balances coupled with starting salaries lower than their student debt total are the norm.  Depending on the school you attended or the practice type and region where you’re […]

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Student Loan Interest Rates and Repayment — Don’t Listen to Your Parents!

Veterinary educational debt is a complex and continually evolving topic impacting all colleagues, not just current students and new graduates. A recent Merck Animal Health study named student debt as the biggest stressor reported by colleagues. That study also indicated that fewer veterinarians are recommending the profession as a career choice. Practice owners hire indebted associates, more

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation 2025

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics

What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation 2025

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Applying for a Repayment Plan

What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Applying for a Repayment Plan Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation 2025

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Income-Driven Repayment Plans

What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Income-Driven Repayment Plans Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation 2025

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Student Loan Grace Periods

What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Student Loan Grace Periods Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation 2025

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Student Loan Consolidation

What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Student Loan Consolidation Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | How Income-Driven Repayment Works: The Math

How Income-Driven Repayment Works: The Math

“I was looking at the income-driven repayment plans, and the Pay As You Earn (PAYE) option seems like it will cost me the least amount of money. However, everything I read online says that the income-driven repayment plans cost you more money because although they lower your monthly payment, you ultimately pay more interest in

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | income-driven-repayment-plan-application-2019

Applying For or Renewing Your Income-Driven Repayment Plan

A small, but significant change to the Department of Education (ED) updates Income-Driven Repayment (IDR) Plan Request was made in 2019.  The IDR Plan Request form allows you to apply, renew, or update your student loan payment using Revised Pay as You Earn (REPAYE), Pay as you Earn (PAYE), Income-Based Repayment (IBR) or Income-Contingent Repayment (ICR) for

Applying For or Renewing Your Income-Driven Repayment Plan Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation

New Grad Student Loan Questions and Answers: Income-Driven Repayment (PAYE, REPAYE, IBR)

Here are some questions about Income-Driven Repayment (IDR) that we tackled live during the 2019 New Veterinary Graduate Student Loan Repayment Webinar. “Do we have to select a repayment plan every year or will we stay in the first one by default?” If you do not select any repayment plan you will be placed in

New Grad Student Loan Questions and Answers: Income-Driven Repayment (PAYE, REPAYE, IBR) Read More »

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