Veterinary Resources

New Grad Student Loan Questions and Answers: Income-Driven Repayment (PAYE, REPAYE, IBR)

Here are some questions about Income-Driven Repayment (IDR) that we tackled live during the 2019 New Veterinary Graduate Student Loan Repayment Webinar. “Do we have to select a repayment plan every year or will we stay in the first one by default?” If you do not select any repayment plan you will be placed in …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Resources | Solutions for the Profession Veterinary Student Essay Competition

VIN Foundation Announces 4th Annual Solutions for the Profession Competition

FOURTH ANNUAL ESSAY COMPETITION ASKS VETERINARY STUDENTS TO SUGGEST IDEAS TO IMPROVE THEIR VETERINARY EDUCATION EXPERIENCE The VIN Foundation is excited to announce its fourth annual Solutions for the Profession Competition. This year’s competition asks veterinary students whether their veterinary school education is effective, efficient, and relevant to their career goals. The topic encourages them to …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | income-driven-repayment-plan-application-2019

Applying For or Renewing Your Income-Driven Repayment Plan

A small, but significant change to the Department of Education (ED) updates Income-Driven Repayment (IDR) Plan Request was made in 2019.  The IDR Plan Request form allows you to apply, renew, or update your student loan payment using Revised Pay as You Earn (REPAYE), Pay as you Earn (PAYE), Income-Based Repayment (IBR) or Income-Contingent Repayment (ICR) for …

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A better use of associate and employer funds

Employer Assisted Student Loan Repayment Benefits for Veterinarians

We have run thousands of student-loan repayment simulations for veterinarians in an effort to help them navigate their student loans and repayment options. The results have shown for situations where student debt exceeds income, the most flexible and financially beneficial repayment strategies are counterintuitive.Contrary to conventional wisdom, loans with shorter terms and lower interest rates don’t necessarily …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Should I refinance my Federal Student Loans?

Should I Refinance My Federal Student Loans?

HOW TO KNOW IF OR WHEN YOU SHOULD REFI YOUR FEDERAL STUDENT LOANS Managing your veterinary student debt can be as emotionally charged as managing patients. But, in finances as in medicine, the best decisions are evidence-based. The bombardment of marketing campaigns encouraging you to refinance your federal student loans into a private loan(s) can …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | The Financials of Applying to Veterinary School – What I Wish I Had Known Amber McElhinney

The Financials of Applying to Veterinary School – What I Wish I Had Known

Amber McElhinney is a 2nd year veterinary student at UC Davis. Due to COVID many veterinary student summer plans were changed and Amber is one of many who has been helping out the VIN Foundation student debt efforts this summer. In an effort to help pre-veterinary students as they prep for applying to veterinary school …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary School Panel Interview Tips

Veterinary School Panel Interview Tips

Amber McElhinney is a 2nd-year veterinary student at UC Davis. In an effort to help pre-veterinary students as they prep for applying to veterinary school we thought Amber’s insight into her personal pre-veterinary journey can help others. We hope you enjoy! As always, please reach out with any questions or feedback, or leave a comment …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Apply Smarter Q&A: Veterinary School Application Questions

Apply Smarter Q&A: Vet School Application Questions

Below we highlight a few frequently asked pre-veterinary school questions and provide detailed answers about VETERINARY SCHOOL APPLICATION:We also have frequently asked questions and detailed answers about veterinary student loans and veterinary income. “The GRE is not required at some veterinary schools because of COVID, any idea if that’s gonna be permanent or if they …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Aspiring Veterinarians Apply Smarter

For the Aspiring Veterinarian – Apply Smarter!

Veterinary medicine is experiencing a student debt crisis. Yes, many higher education graduates experience loan repayment hardship; however the magnitude affecting recent veterinary graduates is unique.  Every day I counsel pending and recent graduates through the Veterinary Information Network (VIN) and via VIN Foundation who report student debt balances in excess of $200,000, $300,000, $400,000, and $500,000 with incomes between …

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