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Veterinary school

September 2, 2019 In Apply Smarter, Veterinary pre-vets, Veterinary questions & answers, Veterinary resources, Veterinary school, Veterinary student debt, Veterinary student loans, Webinars By Tony Bartels, DVM, MBA

Apply Smarter Q&A: Student Loans and Financial Aid

Here are some questions and detailed answers about Student Loans and Financial Aid asked during the 2019 Apply Smarter webinar. We also covered questions and answers about veterinary school application and veterinary income.

“What is a “standard” amount of financial aid offered by vet schools? I know it varies a lot, but would you say it’s easy to get some aid?”

“Can Dept of Education Stafford loans cover the entire veterinary program? Are there options for anyone unable to secure a co-signer?”

The “standard” amount of financial aid offered for your veterinary education is defined by the Cost of Attendance (COA) published by each school. The COA includes Tuition & Fees as well as living expenses.

August 30, 2019 In Apply Smarter, Veterinary pre-vets, Veterinary questions & answers, Veterinary resources, Veterinary school, Veterinary student debt, Webinars By Tony Bartels, DVM, MBA

Apply Smarter Q&A: Veterinary Income

Here are some questions and detailed answers about Veterinary Income asked during the 2019 Apply Smarter webinar. We also covered questions and answers about veterinary school application and veterinary student loans.

“How does the type of animals you treat (small/large/exotic) factor into how much money you’ll make a year in veterinary medicine?”

“What is the difference between starting salary and earning potential 5, 10, 20, or 30 years into your career?”

Type of practice, experience, and location are major factors in a veterinarian’s income.

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Aspiring Veterinarians Apply Smarter

July 29, 2019 In Apply Smarter, Veterinary resources, Veterinary school, Veterinary student debt By Tony Bartels, DVM, MBA

For the Aspiring Veterinarian – Apply Smarter!

Veterinary medicine is experiencing a student debt crisis. Yes, many higher education graduates experience loan repayment hardship; however the magnitude affecting recent veterinary graduates is unique. Every day I counsel pending and recent graduates through the Veterinary Information Network (VIN) and via VIN Foundation who report student debt balances in excess of $200,000, $300,000 and $400,000 with incomes between $70,000 and $90,000 depending on where they choose to live and what type of veterinary medicine they are pursuing.

While we can help veterinarians navigate these repayment challenges, the old adage “an ounce of prevention is worth a pound of cure” is a significant part of the solution. A key driver of the crisis is the decreasing availability of discounted tuition seats for veterinary school; those seats that allow you to pay an in-state or otherwise discounted tuition rate.

We’re knocking on the door of another veterinary school application cycle. The Veterinary Medical College Application Service (VMCAS) for the veterinary class starting in Fall 2020 is now open. As you apply for veterinary school this year or beyond, Apply Smarter!

Did you miss the recent Apply Smarter?

Visit the Apply Smarter page on the VIN Foundation Vet School Bound website for the webinar recording and additional Apply Smarter resources.

What is “Apply Smarter”?

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | You Want to be a veterinarian? Apply Smarter!

July 28, 2019 In Apply Smarter, Press releases, Veterinary pre-vets, Veterinary school, Veterinary student debt, Webinars By VIN Foundation

Apply Smarter Webinar in Collaboration with SDN and APVMA

VIN Foundation announces pre-veterinary school webinar in collaboration with Student Doctor Network and the American Pre-Veterinary Medical Association

Free webinar helps hopeful pre-veterinary students apply smarter to veterinary school, improve their chances and save thousands in student debt

Davis, CA: The VIN Foundation, a 501(c)(3) nonprofit providing tools and resources to support veterinary students and veterinarians throughout their careers, is excited to announce an educational webinar on strategies for applying to veterinary school and minimizing student debt for pre-veterinary students. In collaboration with the Student Doctor Network (SDN) and the American Pre-Veterinary Medical Association (APVMA), the webinar will be held Wednesday, August 7, 2019, 5pm PT / 8pm ET. Interested attendees can register using the Apply Smarter registration link.

A veterinary degree can cost as much as or more than a medical school degree and more than the average U.S. home mortgage. However, starting veterinary salaries are about ½ to ⅓ of what a new physician can earn.

In an effort to save future veterinarians years of heartache and financial stress, the Apply Smarter webinar will help pre-veterinary students narrow their target list of schools to those where they have the best odds of acceptance and also save them hundreds of thousands of dollars in student loan debt.

“Educating pre-veterinary students on the wide range of veterinary school costs and student loan impacts prior to applications is vital to helping them make educated decisions and reducing the financial stress we see with many new graduate veterinarians,” said student debt educator and VIN Foundation board member Tony Bartels, DMV, MBA. “By collaborating with SDN and APVMA we are bringing together organizations on the forefront of educating pre-veterinary students and the future of the veterinary profession.”

“Student Doctor Network is excited to partner with VIN Foundation and the APVMA,” said Student Doctor Executive Director, Laura Turner. “We share their passion for helping pre-veterinary students with free resources to aid in their application process.”

“APVMA is excited to partner with the VIN Foundation and Student Doctor Network,” stated APVMA Vice President Ian Brown. “We’re looking forward to informing future veterinary students on smart ways on applying to veterinary school and how to save an extra penny in the process!”

Those who register for the Apply Smarter Webinar will be kept up to date on student debt and application information for veterinary school. They will also receive a recording of the webinar and the ability to ask further veterinary school application and student debt questions.

About the VIN Foundation

The VIN Foundation was created by members of the Veterinary Information Network (VIN) in 2005. VIN is an online community of veterinarians and veterinary students with over 70,000 members worldwide. Learn more about the VIN Foundation and its resources at https://VINFoundation.org. The VIN Foundation, a platinum level nonprofit, is made possible through generous gifts by individual donors and grants; all gifts made to the VIN Foundation are tax deductible.

About Student Doctor Network

Student Doctor Network (SDN) brings together thousands of current and future healthcare students and professionals into one community where they can share information, offer guidance, and provide encouragement to their peers and those coming up behind them. Whether considering a gap year, struggling with the intensity of their classes, or navigating the Match, members can find someone who understands what they’re facing.

About American Pre-Veterinary Medical Association

The American Pre-Veterinary Medical Association (APVMA) is a national organization of students. Our goal is to promote and stimulate interest in the field of veterinary medicine, provide open communication between pre-veterinary clubs and organizations nationally, provide resources to students on pursuing the field of veterinary medicine, and hold the annual national APVMA symposium.

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary School Student loan Interest Rates for 2019-20 Academic Year Decreasing

May 9, 2019 In Veterinary school, Veterinary student debt, Veterinary student loans, Veterinary students By Tony Bartels, DVM, MBA

Lower Student Loan Interest Rates for 2019

Rarely do we get good news when it comes to student debt. But interest rates for the federal student loans you borrow for the 2019-20 veterinary school academic will be lower than last year.

Interest rates are updated each year using the high yield of the May U.S. 10-year treasury note. The high yield plus a factor for your Direct loan and school type sets the fixed rate you pay for the life of those loans received between this July 1st and next June 30th. As a veterinary student, the graduate/professional school Direct Unsubsidized loan interest rate will be 6.08%, down from 6.6% this past year. The Direct Graduate Plus loan rate will be 7.08%, down from 7.6% this past year.

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Resources | Solutions for the Profession Veterinary Student Essay Competition

January 14, 2019 In Press releases, Veterinary school, Veterinary students, VIN Foundation news By VIN Foundation

VIN Foundation Announces 3rd Annual Solutions for the Profession Competition

Third annual essay competition provides veterinary students with an opportunity to shed light on the impact of practice consolidation within the profession.

The VIN Foundation is excited to announce its third annual Solutions for the Profession Competition. The essay competition this year asks veterinary students to share their views on the impact of practice consolidation, both positive and negative on the profession.

June 27, 2018 In Apply Smarter, Veterinary school By Tony Bartels, DVM, MBA

Choosing the Best Veterinary School for You

Choosing the veterinary schools you apply to is an exciting, yet confusing process. Several publications generate lists of the “best” veterinary schools using various criteria. Unlike some other professions, which veterinary school you attend likely won’t impact your future earnings or career options. However, which school you attend can have a significant impact upon the price you pay for your veterinary degree. If you, like most veterinary school attendees, finance the majority of your education with student loans, the amount you borrow can have a major impact upon your financial well-being for decades to come. As you consider embarking upon a career in veterinary medicine, let’s look at how you can Apply Smarter.

May 22, 2018 In Veterinary school, Veterinary student debt, Veterinary students By Tony Bartels, DVM, MBA

Student Loan Interest Rates Increasing

Interest rates for the student loans you might borrow for the 2018-19 veterinary school academic year have been set. As you may have anticipated, the rates are increasing.

January 30, 2018 In Apply Smarter, Veterinary resources, Veterinary school, Veterinary student debt, Veterinary students By Tony Bartels, DVM, MBA

Estimate Your Minimum Monthly Student Loan Payment

The recently updated 2018 Health and Human Services (HHS) poverty guidelines determine your minimum monthly student loan payment.

Poverty guidelines are used for many different U.S. government programs. One of the most important uses for veterinarians is the Discretionary Income calculation used to generate the minimum monthly student loan payment of federal income-driven repayment plans (IBR, PAYE, REPAYE). Income-driven student loan repayment plans are extremely helpful for those veterinary graduates with student loan balances greater than their annual incomes.

January 12, 2018 In Veterinary school, Veterinary students, VIN Foundation news By VIN Foundation

Announcing 2nd Annual Solutions for the Profession Competition

VIN Foundation Announces 2nd Annual Solutions for the Profession Competition

Second annual essay competition provides veterinary students with an opportunity to provide hindsight into the veterinary school experience.

The VIN Foundation is excited to announce its second annual Solutions for the Profession Competition. The essay competition offers veterinary students an opportunity to share what they wish they had known prior to applying to or entering the program.