Veterinary School

2024 Federal Poverty Rates Published: Why that matters for your student loans

Federal Poverty Guidelines Each year in January, the U.S. Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain programs. Your federal student loan monthly payments are impacted by these updates when you use an income-driven repayment (IDR) plan. The VIN Foundation Student Loan Repayment Simulator …

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Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think

Don’t miss out on this special one-time forgiveness count adjustment opportunity. There is a natural temptation to tune out all of the complex rules and regulations around federal student loans and repayment. With confusing repayment plan qualifications and ever-changing, time-limited expansions for existing borrowers, no one would blame you for ignoring the latest and greatest …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary School Student Loan Interest Rates Increasing Again for 2023-2024

Student Loan Interest Rates Increase (again) for 2023-2024 Academic Year

Highest graduate school rates seen under fixed-rate structure Each spring, we closely monitor the U.S. 10-year Treasury yield.  Student loan interest rates for the following academic year are adjusted based on where auctions for this note lands in May.  For the 2023-24 academic year, the result is a continued trend of increasing student loan interest …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Apply Smarter Q&A: Veterinary School Student Loan Financial Aid

Apply Smarter Q&A: Student Loans and Financial Aid

Here are some questions and detailed answers about Student Loans and Financial Aid asked during Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary income. “What is a “standard” amount of financial aid offered by vet schools? I know it varies a lot, but would you say it’s easy …

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Increase in Federal Poverty Rates for 2023: Why that matters for your student loans

Each year in January, the U.S. Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain programs. The federal student loan income-driven repayment plans are impacted by these updates.Income-driven repayment can be extremely beneficial for veterinarians. Especially for new grads who start their careers with a …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | VIN Foundation Student Loan Repayment Simulator - Forgiveness Planning Module Capital Gains Tax

Student Loan Forgiveness Planning: Capital Gains Taxes

Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | You Want to be a veterinarian? Apply Smarter!

Apply Smarter Webinar in Collaboration with SDN and APVMA

VIN Foundation announces pre-veterinary school webinar in collaboration with Student Doctor Network and the American Pre-Veterinary Medical Association Free webinar helps hopeful pre-veterinary students apply smarter to veterinary school, improve their chances and save thousands in student debt Davis, CA: The VIN Foundation, a 501(c)(3) nonprofit providing tools and resources to support veterinary students and veterinarians …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | The Financials of Applying to Veterinary School – What I Wish I Had Known Amber McElhinney

The Financials of Applying to Veterinary School – What I Wish I Had Known

Amber McElhinney is a 2nd year veterinary student at UC Davis. Due to COVID many veterinary student summer plans were changed and Amber is one of many who has been helping out the VIN Foundation student debt efforts this summer. In an effort to help pre-veterinary students as they prep for applying to veterinary school …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary School Panel Interview Tips

Veterinary School Panel Interview Tips

Amber McElhinney is a 2nd-year veterinary student at UC Davis. In an effort to help pre-veterinary students as they prep for applying to veterinary school we thought Amber’s insight into her personal pre-veterinary journey can help others. We hope you enjoy! As always, please reach out with any questions or feedback, or leave a comment …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Aspiring Veterinarians Apply Smarter

For the Aspiring Veterinarian – Apply Smarter!

Veterinary medicine is experiencing a student debt crisis. Yes, many higher education graduates experience loan repayment hardship; however the magnitude affecting recent veterinary graduates is unique.  Every day I counsel pending and recent graduates through the Veterinary Information Network (VIN) and via VIN Foundation who report student debt balances in excess of $200,000, $300,000, $400,000, and $500,000 with incomes between …

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