Veterinary School

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | ESTIMATE YOUR MINIMUM MONTHLY STUDENT LOAN PAYMENT | Advanced Simulator Setting - Poverty Growth Rate

Estimate Your Minimum Monthly Student Loan Payment

The recently updated 2018 Health and Human Services (HHS) poverty guidelines determine your minimum monthly student loan payment. Poverty guidelines are used for many different U.S. government programs. One of the most important uses for veterinarians is the Discretionary Income calculation used to generate the minimum monthly student loan payment of federal income-driven repayment plans (IBR, PAYE, REPAYE).  Income-driven student loan […]

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary School Panel Interview Tips

Veterinary School Panel Interview Tips

Amber McElhinney is a 2nd-year veterinary student at UC Davis. In an effort to help pre-veterinary students as they prep for applying to veterinary school we thought Amber’s insight into her personal pre-veterinary journey can help others. We hope you enjoy! As always, please reach out with any questions or feedback, or leave a comment

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PAYE and ICR reopened

PAYE and ICR income-driven repayment plans temporarily reactivated

On December 18, the U.S. Department of Education (ED) announced the reopening of the Pay As You Earn (PAYE) and Income-Contingent Repayment (ICR) student loan repayment plans. These Income-Driven Repayment (IDR) plans, which were temporarily closed due to the introduction of the Saving on a Valuable Education (SAVE) plan, offer additional monthly payment options that

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The election is over. Change is on the horizon. What is next for your student loans?

The long-awaited national election results are nearly all tallied, and we know one thing for sure: changes will be coming to student loan repayment. Changes were due to occur no matter the election outcome with the fate of at least one repayment plan and certain student loan forgiveness options tied up in the courts. With

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Increase in Federal Poverty Rates for 2023: Why that matters for your student loans

Each year in January, the U.S. Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain programs. Your federal student loan monthly payments are impacted by these updates when you use an income-driven repayment plan.  The VIN Foundation Student Loan Repayment Simulator is now using the

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | The Financials of Applying to Veterinary School – What I Wish I Had Known Amber McElhinney

The Financials of Applying to Veterinary School – What I Wish I Had Known

Amber McElhinney is a 2nd year veterinary student at UC Davis. Due to COVID many veterinary student summer plans were changed and Amber is one of many who has been helping out the VIN Foundation student debt efforts this summer. In an effort to help pre-veterinary students as they prep for applying to veterinary school

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | You Want to be a veterinarian? Apply Smarter!

Apply Smarter Webinar in Collaboration with SDN and APVMA

VIN Foundation announces pre-veterinary school webinar in collaboration with Student Doctor Network and the American Pre-Veterinary Medical Association Free webinar helps hopeful pre-veterinary students apply smarter to veterinary school, improve their chances and save thousands in student debt Davis, CA: The VIN Foundation, a 501(c)(3) nonprofit providing tools and resources to support veterinary students and veterinarians

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Choosing the Best Veterinary School for You

Choosing the Best Veterinary School for You

Choosing the veterinary schools you apply to is an exciting, yet confusing process. Several publications generate lists of the “best” veterinary schools using various criteria. Unlike some other professions, which veterinary school you attend likely won’t impact your future earnings or career options. However, which school you attend can have a significant impact upon the

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Aspiring Veterinarians Apply Smarter

For the Aspiring Veterinarian – Apply Smarter!

Veterinary medicine is experiencing a student debt crisis. Yes, many higher education graduates experience loan repayment hardship; however the magnitude affecting recent veterinary graduates is unique.  Every day I counsel pending and recent graduates through the Veterinary Information Network (VIN) and via VIN Foundation who report student debt balances in excess of $200,000, $300,000, $400,000, and $500,000 with incomes between

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Apply Smarter Q&A: Veterinary School Student Loan Financial Aid

Apply Smarter Q&A: Student Loans and Financial Aid

Here are some questions and detailed answers about Student Loans and Financial Aid asked during Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary income. “What is a “standard” amount of financial aid offered by vet schools? I know it varies a lot, but would you say it’s easy

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