Veterinary Student Debt Relief

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 150 | Dr. Tony Bartels Dr. Rebecca Mears Veterinary Student Debt Education Latest Student Loan News

Dr. Tony Bartels and Dr. Rebecca Mears on the latest student loan news

Listen in as Executive Director Jordan benShea chats with student debt expert and Board Member Dr. Tony Bartels and the newest student debt team member Dr. Rebecca Mears in this next installment of our Student Debt Series. 
In this episode we’re discussing the latest news of student loans and covering these four topics:
Student Debt Relief Application/Status
Consolidation – Should you? Why? When? 
PSLF Limited Waiver
Bonus – upcoming changes
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  


Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.
Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and has been an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 

VIN Foundation Student Debt Center:
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool:
VIN Foundation WikiDebt:
VIN Foundation Webinars:
VIN Foundation Blog posts: 
Common Student Loan Consolidation Questions and Answers:
Special Cancellation of Up to $20,000 of Student Debt. Are You Eligible?:
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think:

Personalized student loan Help from VIN and VIN Foundation:
Student Debt Relief Application: 
Student Debt Relief Information: 
Department of Education press release:
Federal Student Loan Servicers:
StudentAid PSLF:
Stay up to date with VIN Foundation updates:
Email VIN Foundation:
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
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VIN Foundation | veterinary resources | Blog | Press Release | VIN Foundation Student Debt Resources Updated to Address Latest Changes to Help Student Loan Forgiveness Strategies

VIN Foundation Student Debt Resources Updated to Address Latest Changes to Help Student Loan Forgiveness Strategies

On August 24th, 2022, the White House announced the news of a special one-time cancellation of up to $20,000 of federally held student loan debt. The amount of debt cancellation will depend on your income and whether you received a Pell Grant in college.

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Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all …

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VIN Foundation | veterinary resources | Blog | Limited PSLF Waiver Veterinary Student Debt help

Have you ever worked for a nonprofit? Act fast to benefit from the Limited PSLF Waiver

Special time-limited expansions to PSLF Public Service Loan Forgiveness (PSLF) is a compelling student loan repayment benefit for many veterinarians, but understanding the rules for this program can be a challenge. Borrowers must be an employee of a federal, state, tribal entity or 501c3 nonprofit while using an income-driven repayment (IDR) plan to repay their federal …

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