This commentary was originally posted by VIN News on July 10, 2025. New US law introduces borrowing limits, major shift in repayment options We now have a more definitive blueprint on what comes next for veterinary student borrowers and those repaying their student loans. Last Friday, the president signed into law a bill that significantly […]
Changes to federal student loans come into focus Read More »
Choosing a repayment plan for your federal student loans has never been more challenging. Recent court rulings, administrative changes, loan servicer processing delays, and new laws have created uncertainty around the federal income-driven repayment (IDR) plans. And just recently, the Department of Education announced the end to the zero-interest benefit of the Saving on a
Student Loan Repayment: Trying to leave the SAVE forbearance? Choose PAYE. Read More »
Special Announcement: Today, July 9, 2025, the Department of Education announced that borrowers who are in the SAVE Plan forbearance will begin accruing interest on August 1st. They are encouraging borrowers to apply for another repayment plan. Currently, borrowers can apply for ICR, PAYE, and IBR income-driven plans. Please note that loan servicers have a
Student Loans in SAVE Plan Will Start Accruing Interest August 1st Read More »
Federal Direct Loan interest rates for graduate school break their upward trend Federal student loan interest rates have a fixed rate for the life of the loan. That fixed interest rate depends on when you receive the loans. Each spring, we closely monitor the federal treasury yields. With all of the economic uncertainty this year,
Student Loan Interest Rates: Slightly Lower for 2025-2026 Academic Year Read More »
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
It’s been a head-spinning start to 2025. Federal student loan repayment has not been spared any uncertainty. For the 2025 graduating class, getting started in student loan repayment is more complicated than ever. Much of the student loan uncertainty centers around the available repayment options, application processing, and forgiveness for income-driven repayment (IDR) plans. Even
The Student Loan Consolidation Conundrum for 2025 New Graduates Read More »
What IDR options are available in this latest update? After a February ruling from the 8th Federal Circuit Court of Appeals, the Department of Education removed all Income-Driven Repayment (IDR) plan applications. Federal student loan servicers also paused processing of previously submitted applications. The temporary pause prevented all federal borrowers from applying for any IDR
Application for Federal Income-Driven Repayment Plans Reactivated Read More »
What happened to the IDR application? Last Friday (2/21/2025), the Department of Education (ED) took down the electronic applications for all income-driven repayment (IDR) plans and consolidations. This week (2/25/2025), they also removed the paper/PDF applications for IDR plans. ED cites a ruling from the 8th Federal Circuit Court of Appeals last week. The court
All IDR applications for student loans are paused – Now what? Read More »
On February 5th, 2025, VIN and VIN Foundation provided a Climbing Mt. Debt webinar: What’s Next for Your Student Loans? There was excellent engagement with over 1,000 registered, 600 attendees, and 250 great questions about student loan repayment. This post summarizes some of the questions asked during the webinar, including additional details and links to
February 2025 Q&A from Climbing Mt. Debt Webinar: What’s Next for your Student Loans? Read More »
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