It’s been a confusing year in student loan repayment, to say the least. We continue to see changes even as we approach the end of 2025. We have two ongoing points of frustration and one suggestion to round out 2025. IBR application issues: Partial Financial Hardship update SAVE may be ending sooner rather than later. […]
Federal Student Loan Repayment: 2025 Year-End Wrap and Preparing for 2026 Read More »
Apply Smarter & Borrow Better: What you need to know about paying for veterinary school after July 1, 2026 Private Loans will be a critical component Students starting veterinary school (or any professional program) after July 1, 2026, will be the first to experience new federal student loan borrowing constraints. Veterinary school is expensive, often
Veterinary School: Private Student Loans vs. Federal Student Loans Read More »
Didn’t catch the 2025 Borrow Better Challenge webinar? No problem! We’ve summarized the key takeaways in this Q&A resource. Quickly find your question and a concise answer, or watch the relevant clips from the recording for more in-depth information. https://youtu.be/b1sCjWe1PUo Borrowing During a Changing Landscape Q: If I were to take out a small loan
Fall 2025 Student Loan Borrow Better Challenge: Q&A Read More »
A number of U.S. veterinary schools provide access to the Health Professions Student Loan (HPSL), a federal loan program with favorable terms for students pursuing careers in healthcare, including veterinary medicine. Oftentimes, veterinary students are not aware of the availability of HSPL. While an exhaustive official list of all participating veterinary schools is not currently
Federal Health Professions Student Loans for Veterinary School Read More »
This commentary was originally posted by VIN News on July 10, 2025. New US law introduces borrowing limits, major shift in repayment options We now have a more definitive blueprint on what comes next for veterinary student borrowers and those repaying their student loans. Last Friday, the president signed into law a bill that significantly
Changes to federal student loans come into focus Read More »
Choosing a repayment plan for your federal student loans has never been more challenging. Recent court rulings, administrative changes, loan servicer processing delays, and new laws have created uncertainty around the federal income-driven repayment (IDR) plans. And just recently, the Department of Education announced the end to the zero-interest benefit of the Saving on a
Student Loan Repayment: Trying to leave the SAVE forbearance? Choose PAYE. Read More »
Special Announcement: Today, July 9, 2025, the Department of Education announced that borrowers who are in the SAVE Plan forbearance will begin accruing interest on August 1st. They are encouraging borrowers to apply for another repayment plan. Currently, borrowers can apply for ICR, PAYE, and IBR income-driven plans. Please note that loan servicers have a
Student Loans in SAVE Plan Will Start Accruing Interest August 1st Read More »
Federal Direct Loan interest rates for graduate school break their upward trend Federal student loan interest rates have a fixed rate for the life of the loan. That fixed interest rate depends on when you receive the loans. Each spring, we closely monitor the federal treasury yields. With all of the economic uncertainty this year,
Student Loan Interest Rates: Slightly Lower for 2025-2026 Academic Year Read More »
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different