Student Loan Podcast

Dr. Tony Bartels on the latest student loan news and what you need to know now

Listen in as Executive Director Jordan benShea chats with student debt expert and Board Member Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode we’re discussing the latest changes to student loans, including the latest student loan pause extension through August 31, 2022. Tony covers everything from should you file your taxes separately if your married, to how to do a physical exam of your student loans. 
*Episode note* As always this is a fast changing landscape and since we recorded this episode additional student loan information has been in the news, check the links below for more information.

GUEST BIO:
Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Tony Bartels Veterinary Student Debt Expert Student Debt Podcast Series Student Loan Repayment Pause Extension

Student Debt Series: Dr. Tony Bartels on the student loan payment pause extension, and what borrowers need to know now

Listen in as Executive Director Jordan benShea chats with student debt expert and Board Member Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode we’re discussing the latest news announced today by President Biden extending the pause on federal student loan repayments for an additional 90 days — through May 1, 2022, and what borrowers need to know, and do now. GUEST BIO:
Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies, and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping, and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Tony Bartels and Dr. Shiloh Landskov Student Debt Series

Dr. Tony Bartels and Dr. Shiloh Landskov on the difference between credit card debt and student loan debt repayment strategies

Join VIN Foundation Board Members Dr. Matt Holland and Dr. Tony Bartels in a discussion with new veterinary graduate and practicing veterinarian Dr. Shiloh Landskov about strategies in paying off student loan debt. Is it best to pay it off as fast as possible? Is there value in choosing an income-driven repayment plan? Is a budget really necessary? How does student loan debt compare to credit card debt when it comes to repayment? Listen in to learn about veterinary student loans from three different perspectives, and advice on best strategies based on your situation. 
GUEST BIOS:
Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

Dr. Shiloh Landskov 
Dr. Shiloh Landskov is a new graduate of the University of Illinois College of Veterinary Medicine, Class of 2020. She is a Minnesota native, and currently works in general practice and emergency medicine. Her interests include emergency medicine, surgery, and leadership within veterinary medicine. She currently lives with her husband and 6 pets in central Minnesota.

LINKS AND INFORMATION:

Email VIN Foundation: studentdebt@vinfoundation.org

Get updates to stay tuned for the VIN Foundation webinars on student debt. 

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Indya Woods

Indya Woods on her commitment to doing the work needed to improve diversity in the profession

Join VIN Foundation Executive Director Jordan Benshea as she chats with 4th year Auburn veterinary student Indya Woods about the importance of not listening on defense, coming to a conversation with an open heart, and the willingness to be vulnerable to connect with colleagues. 
GUEST BIO:
Indya Woods
Indya Woods is currently a 4th year veterinary student at Auburn University College of Veterinary Medicine. Indya grew up in Mobile, AL, and knew she loved animals from a very young age. Indya began pursuing her dream of becoming a veterinarian while in college at the University of Alabama at Birmingham. During her time at UAB, Indya completed a Bachelor of Science degree in Biology and a Bachelor of Science degree in Psychology. While in college, Indya also developed a love for servant leadership, mentorship, and community service- which influenced her extracurricular involvement in veterinary school.
At Auburn, Indya currently serves as Vice President of the Class of 2022. Indya has also served as 2019-2020 National Vice President of Veterinarians as One Inclusive Community for Empowerment (VOICE) and 2020-2021 National Co-President of VOICE. Indya’s time with VOICE showed her that she has a true commitment to diversity, inclusion, and equity within the veterinary profession, and hopes to continue to use her career to educate her peers on DEI within vet med.
After graduating in May 2022, Indya hopes to move to South Florida to become a small animal and exotics veterinarian. She also hopes to volunteer in aquatic animal rescue and rehabilitation. 

LINKS AND INFORMATION:
 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Tony Bartels Student Debt Series Student Loan Repayment Extension

Dr. Tony Bartels on the latest student loan repayment extension news and advice for next steps

Listen in as Executive Director Jordan benShea chats with Board Member and student debt expert Dr. Tony Bartels in this next installment of our Student Debt Series. In this episode, we’re discussing the latest news about the latest Student Loan Repayment Extension, who it impacts, advice for what to do with this forbearance time, and how to prepare for restarting your loan payments when the extension ends. GUEST BIO:Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.
LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | FedLoan Servicing (PHEAA) to Stop Servicing Federal Student Loans

Dr. Tony Bartels on FedLoan Servicing and the latest student loan news

Listen in as VIN Foundation Executive Director Jordan Benshea has a conversation with VIN Foundation Board Member and Student Debt expert Dr. Tony Bartels on the latest news about FedLoan Servicing and how it impacts student loans. 
GUEST BIO:
Dr. Tony BartelsTony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:
Email VIN Foundation: studentdebt@vinfoundation.org
Get updates to stay tuned for the VIN Foundation webinars on student debt. 

Recent Reports on FedLoan Servicing Exit:

                                                                      

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Tony Bartels

Dr. Tony Bartels on sizing up the student loan tax forgiveness exemption

Tune in as VIN Foundation Executive Director Jordan Benshea chats with student debt educator Dr. Tony Bartels about the latest student loan tax forgiveness. Taking the “hope for the best and plan for the worst” approach, Dr. Bartels will take you through the details of this confusing situation. Did you know if you were making payments toward your student loans during the Cares Act forbearance time you can get a refund? Listen in to learn this and additional helpful information.
GUEST BIO:
Tony Bartels, DVM, MBATony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources as a VIN Foundation board member. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:

Personalized Assistance available via the special VIN and VIN Foundation Student Debt Message Board areas:
Email VIN Foundation: studentdebt@vinfoundation.org

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter. If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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Dr. Tony Bartels on the Latest COVID-19 Student Loan Relief News

Tune in as we chat with student debt expert Dr. Tony Bartels about the latest updates to the COVID-19 Student Loan Repayment Relief announced this week.  
Since March 13, 2020, borrowers with federally held student loans have received student loan repayment relief. Interest rates have been set to zero percent, payments have been suspended, and for those using income-driven repayment or working towards Public Service Loan Forgiveness, the suspension time has counted towards qualifying forgiveness payments.
 
The entire student loan collection system was never intended to be turned off and on all at once, like a switch, so what can we expect as we head into a full year of this relief? Listen in to learn more.

In this episode we mention the following links and information:

Email VIN Foundation: studentdebt@vinfoundation.org

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Lance Roasa and Dr. Tony Bartels

Dr. Lance Roasa and Dr. Tony Bartels on COVID-19 Student Loan Repayment Restart for Veterinary Students

Tune in as we have a conversation with student debt expert Dr. Lance Roasa and Dr. Tony Bartels about the COVID-19 Student Loan Repayment Relief Ending and strategies for re-entering repayment specifically veterinary students.  
Normally, interest accrues on your veterinary school Direct Loans from the day you receive them. The interest suspension you received during 2020 has been an extremely beneficial form of financial relief. This will likely save you tens of thousands of dollars during repayment. 
 
Unfortunately, the student loan interest suspension period will end and interest will begin to accrue on your loans at some point after January 31, 2021. For the 2020-2021 academic calendar year, the loans you received from July 1, 2020, through June 30, 2021, will accrue interest at a rate of 4.3% for Direct Unsubsidized and 5.3% for Direct Grad PLUS loans.

Listen in to learn best practices to help you renter student loan repayment as a veterinary student. 

SPEAKER BIOS:
Dr. Lance Roasa
Dr. Lance Roasa is a 2008 graduate of Texas A&M where he was the first student to undertake a 4th-year business-track, spending the majority of his clinical training in veterinary business and industry. In 2016 He completed a law degree from the University of Nebraska and his training was centered on the law of small business, taxation, and the law of veterinary medicine. Dr. Roasa exclusively serves veterinarians from his law practice, teaches veterinary law and business at 14 veterinary schools, and co-founded drip.vet.

Dr. Tony Bartels
Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies, and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping, and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Tony Bartels COVID Repayment Restart

Dr. Tony Bartels on COVID-19 Student Loan Repayment Restart

Tune in as we chat with student debt expert Dr. Tony Bartels about the COVID-19 Student Loan Repayment Relief Ending and strategies for re-entering repayment 
Since March 13, 2020, borrowers with federally held student loans have received student loan repayment relief. Interest rates have been set to zero percent, payments have been suspended, and for those using income-driven repayment or working towards Public Service Loan Forgiveness, the suspension time has counted towards qualifying forgiveness payments.
 
The current relief is now set to expire on January 31, 2020. Many receiving student loan repayment relief have been notified by the Department of Education and/or their loan servicers that repayment will be restarting in 2021. The entire student loan collection system was never intended to be turned off and on all at once, like a switch, so what can we expect this February 2021? Listen in to learn more.

In this episode we mention the following links and information:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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