Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all …
Student Loan Forgiveness Planning: Capital Gains Taxes Read More »
Special time-limited expansions to PSLF Public Service Loan Forgiveness (PSLF) is a compelling student loan repayment benefit for many veterinarians, but understanding the rules for this program can be a challenge. Borrowers must be an employee of a federal, state, tribal entity or 501c3 nonprofit while using an income-driven repayment (IDR) plan to repay their federal …
Have you ever worked for a nonprofit? Act fast to benefit from the Limited PSLF Waiver Read More »
Do you have student loans? Are you confused about how or when to get your repayment plan started? What’s the “best” strategy for paying your student loans now that you’ve graduated veterinary school? The VIN Foundation Class of 2022 New Veterinary Graduate Student Loan Playbook is here to help! CLASS OF 2022 NEW GRADUATE PLAYBOOK …
Repay Wiser: 2019 New Veterinary Graduate Student Loan Playbook Read More »
Here are some questions about Income-Driven Repayment (IDR) that we tackled live during the 2019 New Veterinary Graduate Student Loan Repayment Webinar. “Do we have to select a repayment plan every year or will we stay in the first one by default?” If you do not select any repayment plan you will be placed in …
New Grad Student Loan Questions and Answers: Income-Driven Repayment (PAYE, REPAYE, IBR) Read More »
Below we highlight a few frequently asked pre-veterinary school questions and provide detailed answers about VETERINARY SCHOOL APPLICATION:We also have frequently asked questions and detailed answers about veterinary student loans and veterinary income. “The GRE is not required at some veterinary schools because of COVID, any idea if that’s gonna be permanent or if they …
Apply Smarter Q&A: Vet School Application Questions Read More »
Each spring, we closely monitor the U.S. 10-year Treasury yield to see the final number setting the federal student loan interest rates. For the 2021-22 veterinary school academic, the answer is higher interest rates than last year, but some of the lowest interest rates seen in the last decade. Federal student loan interest rates are updated …
Student Loan Interest Rates Increase for 2021-2022 Academic Year Read More »
Attention 2022 Veterinarians: Graduate, Consolidate, Get Started in Income-Driven Repayment Do you have student loans? Are you confused about how or when to get your repayment plan started? What’s the “best” strategy for paying your student loans now that you’ve graduated veterinary school? The VIN Foundation Class of 2022 New Veterinary Graduate Student Loan Playbook …
2018 New Veterinary Graduate Student Loan Playbook Read More »
Maximize the pandemic forbearance benefits by understanding your income-driven plan recertification dates. Updates at a glance: Federal student loan pandemic forbearance benefits are extended through Aug 31st, 2022. The earliest you could be required to recertify your income for an income-driven plan is March 2023. If you are married and have been filing your taxes …
Federal Student Loan Repayment Pause Extended Again! Here is What You Need to Know… Read More »
CARES Act federal student loan relief explained! — UPDATE, April 30, 2020 — Since VIN and VIN Foundation held a free webinar to explain how the recent CARES Act and the Department of Education guidance on student loan relief for federal student loan borrowers impacts veterinary student loan borrowers, we have had several questions come in. The most common …
Here are some questions and detailed answers about Veterinary Income asked during the Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary student loans. “I’ve heard that it is very tough to have a job while attending vet school? Is it because the program is intense?” Yes, the curriculum …
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