Changes are coming to income-driven repayment: Updates to REPAYE, PAYE and ICR phased out Below is a the comment I plan to submit to the Department of Education on the proposed changes to income-driven repayment. I encourage you to review the changes that we have detailed here. Consider how the propsed changes will impact your […]
Comments to the Department of Education on proposed IDR changes Read More »
Here are some questions and detailed answers about Veterinary Income asked during the Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary student loans. “I’ve heard that it is very tough to have a job while attending vet school? Is it because the program is intense?” Yes, the curriculum
Apply Smarter Q&A: Veterinary Income Read More »
Updated for 2023 graduating veterinarians:There are some new changes and proposals to be aware of as you enter loan repayment. Here are some common questions about using a Federal Direct Consolidation Loan that we tackled live during the most recent New Veterinary Graduate Student Loan Playbook Webinar. To consolidate vs not consolidate? Absolutely start a
New Grad Student Loan Questions and Answers: Consolidation Read More »
Apply Smarter & Borrow Better: What you need to know about paying for veterinary school after July 1, 2026 Private Loans will be a critical component Students starting veterinary school (or any professional program) after July 1, 2026, will be the first to experience new federal student loan borrowing constraints. Veterinary school is expensive, often
Veterinary School: Private Student Loans vs. Federal Student Loans Read More »
As one federal administration ends and another begins, let’s use this transition period to review where we stand with federal student loan repayment. Last week, the Department of Education (ED) began posting the forgiveness payment count data for borrowers using income-driven repayment (IDR) plans. Look for your “IDR End of Payment Term” data in your
IDR Forgiveness Payment Count Data Available Read More »
Didn’t catch the 2025 Borrow Better Challenge webinar? No problem! We’ve summarized the key takeaways in this Q&A resource. Quickly find your question and a concise answer, or watch the relevant clips from the recording for more in-depth information. https://youtu.be/b1sCjWe1PUo Borrowing During a Changing Landscape Q: If I were to take out a small loan
Fall 2025 Student Loan Borrow Better Challenge: Q&A Read More »
Special Announcement: Today, July 9, 2025, the Department of Education announced that borrowers who are in the SAVE Plan forbearance will begin accruing interest on August 1st. They are encouraging borrowers to apply for another repayment plan. Currently, borrowers can apply for ICR, PAYE, and IBR income-driven plans. Please note that loan servicers have a
Student Loans in SAVE Plan Will Start Accruing Interest August 1st Read More »
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics Read More »
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
Brace yourself, this is a long one. We’ve got a lot to cover with the recent recertification pause and confusion around renewals vs. switching repayment plans. Read straight through if you have a large mug of coffee or use the Table of Contents feature to quickly navigate to your section of interest. Income-Driven Repayment (IDR)
Income-Driven Repayment: Recertify, Switch plans, or Wait? Read More »