Federal Direct Loan interest rates for graduate school break their upward trend Federal student loan interest rates have a fixed rate for the life of the loan. That fixed interest rate depends on when you receive the loans. Each spring, we closely monitor the federal treasury yields. With all of the economic uncertainty this year, […]
Student Loan Interest Rates Rise for 2026-2027 Academic Year Read More »
2026 New Graduate Student Loan Playbook Webinar: 4/22 5pm PT REGISTER NOW Major unexpected repayment rule change impacting student loan forgiveness On Thursday, April 30, 2026, the Department of Education finalized the Reimaging and Improving Student Education (RISE), aka the new borrowing and repayment rules for implementing the legislative updates for the Higher Education Act
Repayment Assistance Plan (RAP) Rules Finalized: Major unexpected change coming Read More »
It’s been a confusing year in student loan repayment, to say the least. We continue to see changes even as we approach the end of 2025. We have two ongoing points of frustration and one suggestion to round out 2025. IBR application issues: Partial Financial Hardship update SAVE may be ending sooner rather than later.
Federal Student Loan Repayment: 2025 Year-End Wrap and Preparing for 2026 Read More »
This commentary was originally posted by VIN News on July 10, 2025. Updates are made as new information becomes available. This post was last updated on 4/15/2026. New US law introduces borrowing limits, major shift in repayment options We now have a more definitive blueprint on what comes next for veterinary student borrowers and those
Changes to federal student loans come into focus Read More »
Choosing a repayment plan for your federal student loans has never been more challenging. Recent court rulings, administrative changes, loan servicer processing delays, and new laws have created uncertainty around the federal income-driven repayment (IDR) plans. And just recently, following an approved settlement, the Department of Education announced the end of the Saving on a
2026 New Graduate Student Loan Playbook Webinar: 4/22 5pm PT REGISTER NOW DVM/VMD Class of 2026 Do NOT consolidate your federal student loans! What is student loan consolidation? Consolidating your loans, by definition, means replacing one or more loans with a single new loan. For federal student loans, applying for a federal Direct Consolidation Loan
Urgent for Class of 2026: Do NOT Consolidate Your Federal Student Loans! Read More »
2026 New Graduate Student Loan Playbook Webinar: 4/22 5pm PT REGISTER NOW Annual free webinar New Veterinary Graduate Student Loan Playbook on Wednesday, April 22, 2026, will teach new grads and those who advise them why and how to decrease the risk of this pitfall DAVIS, CA — The VIN Foundation, a 501(c)(3) nonprofit dedicated
Federal Poverty Guidelines Each year in January, the Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain government programs. The income-driven repayment (IDR) plan payments for your federal student loans are impacted by these updates. The VIN Foundation Student Loan Repayment Simulator is now using
2026 Federal Poverty Rates Published: Why that matters for your student loans Read More »
A number of U.S. veterinary schools provide access to the Health Professions Student Loan (HPSL), a federal loan program with favorable terms for students pursuing careers in healthcare, including veterinary medicine. Oftentimes, veterinary students are not aware of the availability of HSPL. While an exhaustive official list of all participating veterinary schools is not currently
Federal Health Professions Student Loans for Veterinary School Read More »
VIN Foundation launches “40 Veterinary School Loan Estimations in 60 Days” to help future veterinarians navigate new federal student loan borrowing limits Davis, CA: The VIN Foundation, a 501(c)(3) non-profit providing programs to support veterinarians throughout their careers, is proud to announce its latest initiative: “40 Veterinary School Loan Estimations in 60 Days” (40 in