Student Loans Archives - VIN Foundation

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | New Grad Student Loan Questions and Answers: Consolidation 2025

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics

Leave a Comment / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans / By VIN Foundation

What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different […]

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary School Student Loan Interest Rates for 2025-26 Academic Year Decreasing

Student Loan Interest Rates: Slightly Lower for 2025-2026 Academic Year

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

Federal Direct Loan interest rates for graduate school break their upward trend Federal student loan interest rates have a fixed rate for the life of the loan. That fixed interest rate depends on when you receive the loans. Each spring, we closely monitor the federal treasury yields. With all of the economic uncertainty this year,

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2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Applying for a Repayment Plan

Leave a Comment / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans / By Tony Bartels, DVM, MBA

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Income-Driven Repayment: Recertify now, Switch plans, or Wait

Income-Driven Repayment: Recertify, Switch plans, or Wait?

9 Comments / Veterinary Student Debt, Veterinary Student Debt Relief, Veterinary Student Loans / By Tony Bartels, DVM, MBA

Brace yourself, this is a long one. We’ve got a lot to cover with the recent recertification pause and confusion around renewals vs. switching repayment plans. Read straight through if you have a large mug of coffee or use the Table of Contents feature to quickly navigate to your section of interest. Income-Driven Repayment (IDR)

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2025 Student Loan Consolidaiton Conundrum

The Student Loan Consolidation Conundrum for 2025 New Graduates

Leave a Comment / Consolidation, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

It’s been a head-spinning start to 2025. Federal student loan repayment has not been spared any uncertainty. For the 2025 graduating class, getting started in student loan repayment is more complicated than ever. Much of the student loan uncertainty centers around the available repayment options, application processing, and forgiveness for income-driven repayment (IDR) plans. Even

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2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Income-Driven Repayment Plans

Leave a Comment / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans / By Tony Bartels, DVM, MBA

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Income-Driven Repayment Plans Read More »

2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics – Student Loan Grace Periods

1 Comment / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans / By VIN Foundation

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Application for Federal Income-Driven Repayment Plans Reactivated

3 Comments / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

What IDR options are available in this latest update? After a February ruling from the 8th Federal Circuit Court of Appeals, the Department of Education removed all Income-Driven Repayment (IDR) plan applications. Federal student loan servicers also paused processing of previously submitted applications. The temporary pause prevented all federal borrowers from applying for any IDR

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All IDR applications for student loans are paused – Now what?

43 Comments / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

What happened to the IDR application? Last Friday (2/21/2025), the Department of Education (ED) took down the electronic applications for all income-driven repayment (IDR) plans and consolidations. This week (2/25/2025), they also removed the paper/PDF applications for IDR plans. ED cites a ruling from the 8th Federal Circuit Court of Appeals last week. The court

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IDR Forgiveness Payment Count Data Available

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

As one federal administration ends and another begins, let’s use this transition period to review where we stand with federal student loan repayment. Last week, the Department of Education (ED) began posting the forgiveness payment count data for borrowers using income-driven repayment (IDR) plans. Look for your “IDR End of Payment Term” data in your

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