Attention 2020, 2021, and 2022 veterinary graduates with student loans! You have some special homework to maximize all of the recently announced benefits. If you have federal student loans and you graduated into the pandemic forbearance period, here are the things your graduating classes need to know and perhaps DO soon to ensure you take …
Class of 2020, 2021, 2022 Income-Driven Repayment Renewal Note Read More »
Don’t miss out on this special one-time forgiveness count adjustment opportunity. There is a natural temptation to tune out all of the complex rules and regulations around federal student loans and repayment. With confusing repayment plan qualifications and ever-changing, time-limited expansions for existing borrowers, no one would blame you for ignoring the latest and greatest …
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think Read More »
On August 24th, 2022, the White House announced the news of a special one-time cancellation of up to $20,000 of federally held student loan debt. The amount of debt cancellation will depend on your income and whether you received a Pell Grant in college.
Common questions and concerns around the most recent student loan announcements
Each spring, we closely monitor the U.S. 10-year Treasury yield to see the final number setting the federal student loan interest rates for the upcoming academic year. For the 2022-23 veterinary school academic, the answer is a continued trend of increasing student loan interest rates. Federal student loan interest rates are updated each year using …
Student Loan Interest Rates Increase for 2022-2023 Academic Year Read More »
Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all …
Student Loan Forgiveness Planning: Capital Gains Taxes Read More »
Special time-limited expansions to PSLF Public Service Loan Forgiveness (PSLF) is a compelling student loan repayment benefit for many veterinarians, but understanding the rules for this program can be a challenge. Borrowers must be an employee of a federal, state, tribal entity or 501c3 nonprofit while using an income-driven repayment (IDR) plan to repay their federal …
Have you ever worked for a nonprofit? Act fast to benefit from the Limited PSLF Waiver Read More »
Do you have student loans? Are you confused about how or when to get your repayment plan started? What’s the “best” strategy for paying your student loans now that you’ve graduated veterinary school? The VIN Foundation Class of 2022 New Veterinary Graduate Student Loan Playbook is here to help! CLASS OF 2022 NEW GRADUATE PLAYBOOK …
Repay Wiser: 2019 New Veterinary Graduate Student Loan Playbook Read More »
Here are some questions about Income-Driven Repayment (IDR) that we tackled live during the 2019 New Veterinary Graduate Student Loan Repayment Webinar. “Do we have to select a repayment plan every year or will we stay in the first one by default?” If you do not select any repayment plan you will be placed in …
New Grad Student Loan Questions and Answers: Income-Driven Repayment (PAYE, REPAYE, IBR) Read More »
Below we highlight a few frequently asked pre-veterinary school questions and provide detailed answers about VETERINARY SCHOOL APPLICATION:We also have frequently asked questions and detailed answers about veterinary student loans and veterinary income. “The GRE is not required at some veterinary schools because of COVID, any idea if that’s gonna be permanent or if they …
Apply Smarter Q&A: Vet School Application Questions Read More »
