What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different […]
Brace yourself, this is a long one. We’ve got a lot to cover with the recent recertification pause and confusion around renewals vs. switching repayment plans. Read straight through if you have a large mug of coffee or use the Table of Contents feature to quickly navigate to your section of interest. Income-Driven Repayment (IDR)
Income-Driven Repayment: Recertify, Switch plans, or Wait? Read More »
It’s been a head-spinning start to 2025. Federal student loan repayment has not been spared any uncertainty. For the 2025 graduating class, getting started in student loan repayment is more complicated than ever. Much of the student loan uncertainty centers around the available repayment options, application processing, and forgiveness for income-driven repayment (IDR) plans. Even
The Student Loan Consolidation Conundrum for 2025 New Graduates Read More »
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
What IDR options are available in this latest update? After a February ruling from the 8th Federal Circuit Court of Appeals, the Department of Education removed all Income-Driven Repayment (IDR) plan applications. Federal student loan servicers also paused processing of previously submitted applications. The temporary pause prevented all federal borrowers from applying for any IDR
Application for Federal Income-Driven Repayment Plans Reactivated Read More »
What happened to the IDR application? Last Friday (2/21/2025), the Department of Education (ED) took down the electronic applications for all income-driven repayment (IDR) plans and consolidations. This week (2/25/2025), they also removed the paper/PDF applications for IDR plans. ED cites a ruling from the 8th Federal Circuit Court of Appeals last week. The court
All IDR applications for student loans are paused – Now what? Read More »
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
On December 18, the U.S. Department of Education (ED) announced the reopening of the Pay As You Earn (PAYE) and Income-Contingent Repayment (ICR) student loan repayment plans. These Income-Driven Repayment (IDR) plans, which were temporarily closed due to the introduction of the Saving on a Valuable Education (SAVE) plan, offer additional monthly payment options that
PAYE and ICR income-driven repayment plans temporarily reactivated Read More »
One of the most common questions recently asked by veterinarians in student loan repayment using any of the income-driven repayment plans (IBR, PAYE, REPAYE, ICR) is “When do I need to provide my income information again? Is it before the special pandemic forbearance benefits end? Is it after? How do I know?”
I have federal student loans. When do I need to recertify my income? Read More »