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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Dr. Quincy Hawley & Renee Machel on the intersection of self-improvement & mental health | veterinary podcast | veterinarian podcast | veterinary student

Dr. Quincy Hawley and Renee Machel discuss the intersection of self-improvement and mental health

This episode VIN Foundation Board Member Dr. Matt Holland is having a conversation with Get MotiVETed Co-Founders Dr. Quincy Hawley and Renee Machel. Listen in as they discuss self-improvement, diversity, equity, & inclusion, and mental health.
HOST AND GUEST BIOS:

Dr. Matt Holland
Matt Holland, DVM graduated from the University of Illinois CVM class of 2017. He is a Veterinary & Pre-Vet Student Advocate for the VIN Student Team and his interests are Diversity, Equity, & Inclusion, mental wellness, environmental health, student debt, & policy. His interest in policy led him to Washington, D.C. after graduating, where he completed the AVMA/AAAS (American Association for the Advancement of Science) Congressional Fellowship in the office of Illinois Congresswoman Cheri Bustos and the AAAS Science & Technology Policy Fellowship at the USDA National Institute of Food & Agriculture. Originally from a suburb of Chicago, IL, he came to veterinary medicine as a second career. After graduating in 2007 from Drake University with a B.A. in radio and television journalism, he worked as a freelance television producer for various media outlets in Chicago and New York City including Big Ten Network, Major League Baseball Network, and the Chicago Bears. During veterinary school, he found a love for giving back to the profession, and one of his proudest achievements is serving as SAVMA President. He is thankful for the opportunity to keep giving back as a VIN Foundation board member and excited for the future of the VIN Foundation.

Dr. Quincy Hawley
Quincy Hawley, DVM is a 2013 graduate of NC State’s CVM. Dr. Hawley has 6 years of working in small animal general practice. He is the co-founder of Get MotiVETed LLC, a company that provides wellbeing solutions for veterinary professionals and organizations. He is a Certified Professional Coach, self-published self-help and fitness author. Dr. Hawley has experience coaching a variety of veterinary professionals including but not limited to veterinarians, practice managers, and various veterinary hospital support staff. Dr. Hawley is also the president of the NC Association of Minority Veterinarians, a 501-3c non-profit organization with a purpose of improving diversity, inclusion, and cultural competency for the profession. Dr. Hawley volunteers his time as a member of NC State’s CVM admissions committee, and is currently serving his 3rd term doing so. He lives in NC with his wife, 2 daughters, along with their 8 dogs, 1 calico cat and a handful of chickens!

Renee Machel
Renee Machel is a nationally recognized wellbeing speaker, certified life coach, CYT 200 yoga instructor, mindfulness, and meditation guide. As the co-founder of Get MotiVETed she aims to provide a positive impact on people’s wellbeing and enhance the culture within organizations. She has spent nearly 20 years in the veterinary industry as a hospital leader and technician. She now shares her personal story of overcoming wellbeing struggles and key teachings in managing personal and professional wellbeing and development. Additionally, she lives in NC with her blended family, welcoming their newest addition into the world this spring, and of course, her fur-kids Eli & Penelope. As a family, they spend much of their time racing motocross when she and her fiance are not wearing their ‘entrepreneur hats’.

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Dr. Tony Bartels on the Latest COVID-19 Student Loan Relief News | veterinary podcast | veterinarian podcast | veterinary student

Dr. Tony Bartels on the Latest COVID-19 Student Loan Relief News

Tune in as we chat with student debt expert Dr. Tony Bartels about the latest updates to the COVID-19 Student Loan Repayment Relief announced this week.  
Since March 13, 2020, borrowers with federally held student loans have received student loan repayment relief. Interest rates have been set to zero percent, payments have been suspended, and for those using income-driven repayment or working towards Public Service Loan Forgiveness, the suspension time has counted towards qualifying forgiveness payments.
 
The entire student loan collection system was never intended to be turned off and on all at once, like a switch, so what can we expect as we head into a full year of this relief? Listen in to learn more.

In this episode we mention the following links and information:

Email VIN Foundation: [email protected]

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels on the Latest COVID-19 Student Loan Relief News Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Lance Roasa and Dr. Tony Bartels

Dr. Lance Roasa and Dr. Tony Bartels on COVID-19 Student Loan Repayment Restart for Veterinary Students

Tune in as we have a conversation with student debt expert Dr. Lance Roasa and Dr. Tony Bartels about the COVID-19 Student Loan Repayment Relief Ending and strategies for re-entering repayment specifically veterinary students.  
Normally, interest accrues on your veterinary school Direct Loans from the day you receive them. The interest suspension you received during 2020 has been an extremely beneficial form of financial relief. This will likely save you tens of thousands of dollars during repayment. 
 
Unfortunately, the student loan interest suspension period will end and interest will begin to accrue on your loans at some point after January 31, 2021. For the 2020-2021 academic calendar year, the loans you received from July 1, 2020, through June 30, 2021, will accrue interest at a rate of 4.3% for Direct Unsubsidized and 5.3% for Direct Grad PLUS loans.

Listen in to learn best practices to help you renter student loan repayment as a veterinary student. 

SPEAKER BIOS:
Dr. Lance Roasa
Dr. Lance Roasa is a 2008 graduate of Texas A&M where he was the first student to undertake a 4th-year business-track, spending the majority of his clinical training in veterinary business and industry. In 2016 He completed a law degree from the University of Nebraska and his training was centered on the law of small business, taxation, and the law of veterinary medicine. Dr. Roasa exclusively serves veterinarians from his law practice, teaches veterinary law and business at 14 veterinary schools, and co-founded drip.vet.

Dr. Tony Bartels
Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies, and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping, and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Lance Roasa and Dr. Tony Bartels on COVID-19 Student Loan Repayment Restart for Veterinary Students Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Tony Bartels COVID Repayment Restart

Dr. Tony Bartels on COVID-19 Student Loan Repayment Restart

Tune in as we chat with student debt expert Dr. Tony Bartels about the COVID-19 Student Loan Repayment Relief Ending and strategies for re-entering repayment 
Since March 13, 2020, borrowers with federally held student loans have received student loan repayment relief. Interest rates have been set to zero percent, payments have been suspended, and for those using income-driven repayment or working towards Public Service Loan Forgiveness, the suspension time has counted towards qualifying forgiveness payments.
 
The current relief is now set to expire on January 31, 2020. Many receiving student loan repayment relief have been notified by the Department of Education and/or their loan servicers that repayment will be restarting in 2021. The entire student loan collection system was never intended to be turned off and on all at once, like a switch, so what can we expect this February 2021? Listen in to learn more.

In this episode we mention the following links and information:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Dr. Tony Bartels on COVID-19 Student Loan Repayment Restart Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Amber McElhinney

The Financials of Applying to Veterinary School with Amber McElhinney

Tune in as veterinary student Amber McElhinney reads her “Veterinary School Financials – What I Wish I Had Known” blog post.  
Helpful for all pre-veterinary students, Amber takes you step-by-step through her financial expenses while applying to veterinary school. From application fees to moving costs, this podcast episode provides tangible information to help with the pre-veterinary school process. 

In this episode we mention the following links and information:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

The Financials of Applying to Veterinary School with Amber McElhinney Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast with Sherry Shih

Saving money while in veterinary school with 3rd year Sherry Shih

Tune in as we chat with Sherry Shih, a 3rd-year veterinary student at UC Davis School of Veterinary Medicine. We discuss her detailed approach to saving money while in veterinary school. You can find a link to her referred blog post below, along with additional helpful information on how to Borrow Better while in veterinary school. In this episode we mention the following links:
Saving Money in Veterinary School blog post: https://vinfoundation.org/saving-money-in-veterinary-school-living-expenses/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Saving money while in veterinary school with 3rd year Sherry Shih Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Tony Bartels COVID Cares Act and Your Student Loans

COVID, the CARES Act, and your student loans with Dr. Tony Bartels

Tune in as we chat with VIN Foundation Board Member and student debt expert, Dr. Tony Bartels. We discuss how COVID has impacted student loans, and what the CARES Act means for veterinary students and veterinarians managing their debt.In this episode we mention the following resources:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you subscribe and follow, rate, and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

COVID, the CARES Act, and your student loans with Dr. Tony Bartels Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary Pulse Podcast | Are you caring too much? Red Shoe Syndrome with Dr. Susan Cohen

Are you caring too much? Red Shoe Syndrome with Dr. Susan Cohen

Tune in as we chat with VIN Foundation Vets4Vets® team member, Dr. Susan Cohen. We discuss the difference between compassion fatigue and burnout and explore a new concept Susan has identified as the Red Shoe Syndrome. In this episode you will hear us discuss the VIN Foundation Vets4Vets® resource, it is available to all veterinarians and free. If you or someone you know is struggling, please reach out to Vets4Vets® by emailing or calling: (530) 794-8094 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Are you caring too much? Red Shoe Syndrome with Dr. Susan Cohen Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary Pulse Podcast | Vets4Vets® you are not alone peer-to-peer support Dr. Bree Montana

Vets4Vets® – You are not alone, peer-to-peer support in the age of COVID-19 with Dr. Bree Montana

Welcome to the launch of the VIN Foundation’s Veterinary Pulse podcast. Join us as we talk with veterinary colleagues about critical topics from student debt to mental health. And share stories. stories connect us… as humans, as animals, as a veterinary community.
This episode we’re talking with Dr. Bree Montana, our Vets4Vets® team leader. Dr. Montana is a veterinary practice owner and on the front lines supporting veterinarians as they reach out for confidential peer-to-peer support. We discuss how Vets4Vets® can help colleagues and offer tips and suggestions in the age of COVID-19. 
You may learn more about Vets4Vets® on the VIN Foundation website: https://VINFoundation.org/Vets4Vets or reach out at [email protected]

Vets4Vets® – You are not alone, peer-to-peer support in the age of COVID-19 with Dr. Bree Montana Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 161 | Dr. Tony Bartels and Dr. Rebecca Mears on the top three trends from the trenches of student loans

Drs. Tony Bartels and Rebecca Mears on the top three trends from the trenches of student loans

Listen in as student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series. This episode we’re covering the top three trends from the trenches of student loans: 1) Consolidation procrastination 2) Using the wrong repayment plan 3) Incorrect minimum monthly payments. Now is the time to pay attention if you’ve had your head in the sand with your student loans, so listen in and also learn if you are in The Pickle!
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, where she completed her BS at University of Kentucky. She is a graduate of University of Georgia’s College of Veterinary Medicine. While in vet school, she served as the National Business Certificate Director for the Veterinary Business Management Association (VBMA) and as a board member for Vets for Pets and People. During this time she took an active role in wellbeing awareness and access within the veterinary community. Rebecca then worked as an equine general practitioner and is an active AAEP member. In her time away from veterinary medicine, she can be found hiking, baking, and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
VIN Foundation Student Debt Center: https://vinfoundation.org/studentdebtcenter
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 
Veterinary student loan repayment: trends from the trenches: https://vinfoundation.org/youre-running-out-of-time-to-consolidate-your-loans/
A ‘new’ income-driven repayment plan? https://vinfoundation.org/a-new-income-driven-repayment-plan/ 
Common Student Loan Consolidation Questions and Answers: https://vinfoundation.org/fed-student-loan-consolidation-faqs-questions-answers-considerations/
I have federal student loans. When do I need to recertify my income?
https://vinfoundation.org/i-have-federal-student-loans-when-do-i-need-to-recertify-my-income/
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think: https://vinfoundation.org/got-federal-student-debt-youre-now-closer-to-forgiveness-than-you-think/
Student Loan FAQs: The one-time forgiveness count adjustment
https://vinfoundation.org/faq-one-time-forgiveness-count-adjustment/
Student Loan Forgiveness Planning: Preparing for the Tax Bill: https://vinfoundation.org/veterinary-student-loan-forgiveness-planning-preparing-for-the-tax-bill/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Infographic ONE-TIME FORGIVENESS COUNT ADJUSTMENT:
https://vinfoundation.org/resources/veterinary-student-debt/student-debt-one-time-forgiveness-count-adjustment/
One-Time Forgiveness Count Adjustment Video Case Study, 1999 DVM may save more than $65,000 in student loan costs:
https://youtu.be/6gp7cXvEy8c
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Repay Wiser:
https://vinfoundation.org/resources/repay-wiser-veterinary-school-debt-loan-repayment/
Borrow Better: https://vinfoundation.org/resources/borrow-better-veterinary-school-loan-debt/ 
New Grad Student Loan Repayment Playbook: https://vinfoundation.org/resources/veterinary-new-grad-student-loan-repayment-playbook/ 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
SAVE Repayment Plan Offers Lower Monthly Loan Payments
https://studentaid.gov/announcements-events/save-plan
New Proposed Regulations Would Transform Income-Driven Repayment by Cutting Undergraduate Loan Payments in Half and Preventing Unpaid Interest Accumulation: https://www.ed.gov/news/press-releases/new-proposed-regulations-would-transform-income-driven-repayment-cutting-undergraduate-loan-payments-half-and-preventing-unpaid-interest-accumulation 
Payment Count Adjustments Toward Income-Driven Repayment and Public Service Loan Forgiveness Programs:
https://studentaid.gov/announcements-events/idr-account-adjustment
 
Department of Education press release (Nov 2022):  https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause 
 
Department of Education press release (April 2022): https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs 
 
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or Twitter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

Drs. Tony Bartels and Rebecca Mears on the top three trends from the trenches of student loans Read More »

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