Federal student debt proposal would change REPAYE, phase out PAYE Buried in a sea of federal student loan announcements and changes over the last few years was the promise of a new income-driven repayment plan. Now we know how parts of that promise will be implemented when the pandemic forbearance benefits end this summer. The […]
A ‘new’ income-driven repayment plan? Read More »
July 26th Update A federal appellate court blocked the Department of Education (ED) from administering the Saving on a Valuable Education (SAVE) income-driven repayment plan. Borrowers using SAVE will be placed in an interest-free forbearance. ED recently posted guidance (https://www.ed.gov/save) on how the ruling impacts borrowers in the short-term, pending continued litigation. Keep checking https://studentaid.gov/announcements-events/save-court-actions
What do the recent court rulings on SAVE mean for you? Read More »
On August 24th, 2022, the White House announced the news of a special one-time cancellation of up to $20,000 of federally held student loan debt. The amount of debt cancellation will depend on your income and whether you received a Pell Grant in college.
Special Cancellation of Up to $20,000 of Student Debt. Are You Eligible? Read More »
Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all
Student Loan Forgiveness Planning: Capital Gains Taxes Read More »
Uncertainty sucks. It’s hard enough to make decisions about the future when we have some reasonable expectations of what may happen next. It’s nearly impossible when the path forward is cloudier than usual. With a recent court ruling blocking the new SAVE income-driven repayment plan and a frustrating response by the Department of Education (ED),
September 2024 Student Loan Update: FAQs and What’s Next? Read More »
New high reached for federal Direct graduate school interest rates Each spring, we closely monitor the U.S. 10-year Treasury yield. Student loan interest rates for the following academic year are adjusted based on where auction data for this note land in May. For the 2024-25 academic year, the result is a continued trend of increasing
Student Loan Interest Rates: New high for 2024-2025 Academic Year Read More »
VIN Foundation Announces 7th Annual Solutions for the Profession Competition Winners Seventh annual international essay competition asked veterinary students to examine veterinary teaching hospitals versus the distributive model Davis, CA: The VIN Foundation is excited to announce the results of its seventh annual Solutions for the Profession Competition. The annual competition challenges veterinary students to
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We are very happy to announce the winners of its first annual Solutions for the Profession Competition. Three creative students were awarded cash prizes to help with educational expenses. The competition offers veterinary students an opportunity to share an innovative solution to a problem facing the profession. Over one hundred entries were submitted from around
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VIN Foundation announces the first annual awardees of the Mike Dunn, DVM Veterinary Student Scholarship Created by Becky Godchaux Two veterinary school students have each been awarded $140,000 scholarships, and the second annual scholarship is announced Davis, CA: The VIN Foundation is excited to announce the Mike Dunn, DVM Veterinary Student Scholarship created by Becky
What is the one-time forgiveness count adjustment? The one-time forgiveness count adjustment for federally-held student loans is a lesser-known, more confusing, yet more widely available special benefit announced in April 2022. Anyone with federally-held student loans is eligible to receive the adjustment. Essentially, the adjustment will count any repayment time, and certain deferment or forbearance
Student Loan FAQs: The one-time forgiveness count adjustment Read More »
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