Choosing a repayment plan for your federal student loans has never been more challenging. Recent court rulings, administrative changes, loan servicer processing delays, and new laws have created uncertainty around the federal income-driven repayment (IDR) plans. And just recently, following an approved settlement, the Department of Education announced the end of the Saving on a […]
2026 New Graduate Student Loan Playbook Webinar: 4/22 5pm PT REGISTER NOW DVM/VMD Class of 2026 Do NOT consolidate your federal student loans! What is student loan consolidation? Consolidating your loans, by definition, means replacing one or more loans with a single new loan. For federal student loans, applying for a federal Direct Consolidation Loan
Urgent for Class of 2026: Do NOT Consolidate Your Federal Student Loans! Read More »
This commentary was originally posted by VIN News on July 10, 2025. Updates are made as new information becomes available. This post was last updated on 4/15/2026. New US law introduces borrowing limits, major shift in repayment options We now have a more definitive blueprint on what comes next for veterinary student borrowers and those
Changes to federal student loans come into focus Read More »
It’s been a confusing year in student loan repayment, to say the least. We continue to see changes even as we approach the end of 2025. We have two ongoing points of frustration and one suggestion to round out 2025. IBR application issues: Partial Financial Hardship update SAVE may be ending sooner rather than later.
Federal Student Loan Repayment: 2025 Year-End Wrap and Preparing for 2026 Read More »
A number of U.S. veterinary schools provide access to the Health Professions Student Loan (HPSL), a federal loan program with favorable terms for students pursuing careers in healthcare, including veterinary medicine. Oftentimes, veterinary students are not aware of the availability of HSPL. While an exhaustive official list of all participating veterinary schools is not currently
Federal Health Professions Student Loans for Veterinary School Read More »
Here are some questions and detailed answers about Veterinary Income asked during the Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary student loans. “I’ve heard that it is very tough to have a job while attending vet school? Is it because the program is intense?” Yes, the curriculum
Apply Smarter Q&A: Veterinary Income Read More »
Updated for 2023 graduating veterinarians:There are some new changes and proposals to be aware of as you enter loan repayment. Here are some common questions about using a Federal Direct Consolidation Loan that we tackled live during the most recent New Veterinary Graduate Student Loan Playbook Webinar. To consolidate vs not consolidate? Absolutely start a
New Grad Student Loan Questions and Answers: Consolidation Read More »
Didn’t catch the 2025 Borrow Better Challenge webinar? No problem! We’ve summarized the key takeaways in this Q&A resource. Quickly find your question and a concise answer, or watch the relevant clips from the recording for more in-depth information. https://youtu.be/b1sCjWe1PUo Borrowing During a Changing Landscape Q: If I were to take out a small loan
Fall 2025 Student Loan Borrow Better Challenge: Q&A Read More »
Special Announcement: Today, July 9, 2025, the Department of Education announced that borrowers who are in the SAVE Plan forbearance will begin accruing interest on August 1st. They are encouraging borrowers to apply for another repayment plan. Currently, borrowers can apply for ICR, PAYE, and IBR income-driven plans. Please note that loan servicers have a
Student Loans in SAVE Plan Will Start Accruing Interest August 1st Read More »
What is the “New Grad Student Loan Playbook” webinar about? The “New Grad Student Loan Playbook” is an annual webinar by VIN and VIN Foundation aimed at providing information and guidance to graduating veterinarians regarding their student loans and repayment options. With the rapidly changing student loan landscape, each graduating class faces new and different
2025 New Grad Student Loan Playbook: Live Session FAQ Hot Topics Read More »