Tony Bartels, DVM, MBA

Dr. Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN) and a VIN Foundation Board member. He and his wife have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation initiatives.

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | In-School Loan Estimator expands VIN Foundation Student Debt Part 2

Veterinary Student Debt Questions and Answers Part 2

VIN Foundation partnered with Under the Microscope to bring you a free follow up webinar: Veterinary Student Debt Questions and Answers Part 2 What In Part 1 we covered the basics and answered questions. For Part 2 we talked through actual cases. Feel free to add your questions, comments, experiences, and suggestions to add to …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Furloughed and Unpaid Federal Veterinarians

Furloughed and Unpaid Federal Veterinarians

More than 3,000 veterinarians are Federal Government employees (USDA, FDA, EPA), and many work for agencies who are impacted when the government shuts down. Even though the longest shutdown in U.S. history as just come to a close, there is a chance this will happen again in the future and impacted folks may still not …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | In-School Loan Estimator expands VIN Foundation Student Debt

Veterinary Student Debt Questions and Answers

VIN Foundation has partnered with Under the Microscope to bring you a free webinar: Veterinary Student Debt Questions and Answers You asked. You expressed concern. You have questions about how best to handle your student debt. We have answers. After working with thousands of veterinary students and veterinarians in repayment for the better part of …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Choosing the Best Veterinary School for You

Choosing the Best Veterinary School for You

Choosing the veterinary schools you apply to is an exciting, yet confusing process. Several publications generate lists of the “best” veterinary schools using various criteria. Unlike some other professions, which veterinary school you attend likely won’t impact your future earnings or career options. However, which school you attend can have a significant impact upon the …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | VETERINARY NEW GRADUATE STUDENT LOAN PLAYBOOK

2018 New Veterinary Graduate Student Loan Playbook

Attention 2022 Veterinarians: Graduate, Consolidate, Get Started in Income-Driven Repayment Do you have student loans? Are you confused about how or when to get your repayment plan started? What’s the “best” strategy for paying your student loans now that you’ve graduated veterinary school? The VIN Foundation Class of 2022 New Veterinary Graduate Student Loan Playbook …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Student Loan Interest Rates Increasing

Student Loan Interest Rates Increasing

Interest rates for the student loans you might borrow for the 2018-19 veterinary school academic year have been set. As you may have anticipated, the rates are increasing. As a veterinary student, the federal student loans you borrow utilize the graduate/professional school interest rates. The Direct Unsubsidized loan interest rate will be 6.59%, up from 6% …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Sharing saves time, income-driven repayment saves money

Sharing Saves Time, Income-Driven Repayment Saves Money

Student loan repayment is complicated.  With the availability of income-driven repayment options like Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Revised Pay As You Earn (REPAYE), confusion can set in quickly.  The VIN Foundation Student Debt Center is here to help! The My Student Loans function and guides you through which repayment plans you can use and the Student Loan Repayment Simulator helps …

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | ESTIMATE YOUR MINIMUM MONTHLY STUDENT LOAN PAYMENT | Advanced Simulator Setting - Poverty Growth Rate

Estimate Your Minimum Monthly Student Loan Payment

The recently updated 2018 Health and Human Services (HHS) poverty guidelines determine your minimum monthly student loan payment. Poverty guidelines are used for many different U.S. government programs. One of the most important uses for veterinarians is the Discretionary Income calculation used to generate the minimum monthly student loan payment of federal income-driven repayment plans (IBR, PAYE, REPAYE).  Income-driven student loan …

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My Student Loans

https://youtu.be/xDxNBOLlBJgGetting to and through veterinary school takes a long time and a lot of education. Along the way, you can borrow a variety of loan types to finance your education resulting in a complex student loan portfolio. Before you can formulate a repayment plan, you need to understand your student loans. This short video tutorial …

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