Each spring, we closely monitor the U.S. 10-year Treasury yield to see the final number setting the federal student loan interest rates. For the 2021-22 veterinary school academic, the answer is higher interest rates than last year, but some of the lowest interest rates seen in the last decade. Federal student loan interest rates are …
The below piece was originally published as a guest post on Financial Wellness DVM Repaying student loans is stressful and complicated. For recent graduate veterinarians, high student loan balances coupled with starting salaries lower than their student debt total are the norm. Depending on the school you attended or the practice type and region where you’re …
Top 5 Mistakes Made by Veterinarians Using Income-Driven Repayment Read More »
VIN Foundation partnered with Under the Microscope to bring you a free follow up webinar: Veterinary Student Debt Questions and Answers Part 2 What In Part 1 we covered the basics and answered questions. For Part 2 we talked through actual cases. Feel free to add your questions, comments, experiences, and suggestions to add to …
Veterinary Student Debt Questions and Answers Part 2 Read More »
More than 3,000 veterinarians are Federal Government employees (USDA, FDA, EPA), and many work for agencies who are impacted when the government shuts down. Even though the longest shutdown in U.S. history as just come to a close, there is a chance this will happen again in the future and impacted folks may still not …
VIN Foundation has partnered with Under the Microscope to bring you a free webinar: Veterinary Student Debt Questions and Answers You asked. You expressed concern. You have questions about how best to handle your student debt. We have answers. After working with thousands of veterinary students and veterinarians in repayment for the better part of …
Choosing the veterinary schools you apply to is an exciting, yet confusing process. Several publications generate lists of the “best” veterinary schools using various criteria. Unlike some other professions, which veterinary school you attend likely won’t impact your future earnings or career options. However, which school you attend can have a significant impact upon the …
Attention 2022 Veterinarians: Graduate, Consolidate, Get Started in Income-Driven Repayment Do you have student loans? Are you confused about how or when to get your repayment plan started? What’s the “best” strategy for paying your student loans now that you’ve graduated veterinary school? The VIN Foundation Class of 2022 New Veterinary Graduate Student Loan Playbook …
2018 New Veterinary Graduate Student Loan Playbook Read More »
Interest rates for the student loans you might borrow for the 2018-19 veterinary school academic year have been set. As you may have anticipated, the rates are increasing. As a veterinary student, the federal student loans you borrow utilize the graduate/professional school interest rates. The Direct Unsubsidized loan interest rate will be 6.59%, up from 6% …
Student loan repayment is complicated. With the availability of income-driven repayment options like Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Revised Pay As You Earn (REPAYE), confusion can set in quickly. The VIN Foundation Student Debt Center is here to help! The My Student Loans function and guides you through which repayment plans you can use and the Student Loan Repayment Simulator helps …
Sharing Saves Time, Income-Driven Repayment Saves Money Read More »
The recently updated 2018 Health and Human Services (HHS) poverty guidelines determine your minimum monthly student loan payment. Poverty guidelines are used for many different U.S. government programs. One of the most important uses for veterinarians is the Discretionary Income calculation used to generate the minimum monthly student loan payment of federal income-driven repayment plans (IBR, PAYE, REPAYE). Income-driven student loan …
Estimate Your Minimum Monthly Student Loan Payment Read More »
© 2005 – 2024 VIN Foundation. All rights reserved.