Veterinary Resources

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Sharing saves time, income-driven repayment saves money

Sharing Saves Time, Income-Driven Repayment Saves Money

2 Comments / Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans / By

Student loan repayment is complicated.  With the availability of income-driven repayment options like Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Revised Pay As You Earn (REPAYE), confusion can set in quickly.  The VIN Foundation Student Debt Center is here to help! The My Student Loans function and guides you through which repayment plans you can use and the Student Loan Repayment Simulator helps […]

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | ESTIMATE YOUR MINIMUM MONTHLY STUDENT LOAN PAYMENT | Advanced Simulator Setting - Poverty Growth Rate

Estimate Your Minimum Monthly Student Loan Payment

2 Comments / Veterinary Resources, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By

The recently updated 2018 Health and Human Services (HHS) poverty guidelines determine your minimum monthly student loan payment. Poverty guidelines are used for many different U.S. government programs. One of the most important uses for veterinarians is the Discretionary Income calculation used to generate the minimum monthly student loan payment of federal income-driven repayment plans (IBR, PAYE, REPAYE).  Income-driven student loan

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Furloughed and Unpaid Federal Veterinarians

Furloughed and Unpaid Federal Veterinarians

Leave a Comment / Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans / By

More than 3,000 veterinarians are Federal Government employees (USDA, FDA, EPA), and many work for agencies who are impacted when the government shuts down. Even though the longest shutdown in U.S. history as just come to a close, there is a chance this will happen again in the future and impacted folks may still not

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Veterinary School Panel Interview Tips

Veterinary School Panel Interview Tips

2 Comments / Apply Smarter, Veterinary Pre-Vets, Veterinary Resources, Veterinary School, Veterinary Students / By

Amber McElhinney is a 2nd-year veterinary student at UC Davis. In an effort to help pre-veterinary students as they prep for applying to veterinary school we thought Amber’s insight into her personal pre-veterinary journey can help others. We hope you enjoy! As always, please reach out with any questions or feedback, or leave a comment

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | COVID Repayment Restart | Veterinary Student Debt Help

COVID-19 Student Loan Repayment Restart

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COVID-19 Student Loan Repayment Relief Ending: Strategies for Re-entering Repayment Since March 13, 2020, borrowers with federally held student loans have received student loan repayment relief. Interest rates have been set to zero percent, payments have been suspended, and for those using income-driven repayment or working towards Public Service Loan Forgiveness, the suspension time has

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Webinar | Repay Wiser: choose the right student loan repayment strategy for your situation to save time and money

The First Two Years of Student Loan Repayment for Veterinarians

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Graduating Veterinary Students: Here’s what the first two years of student loan repayment can look like using an Income-Driven Repayment strategy Student loan repayment is financially and emotionally stressful. The earlier you have a student loan repayment strategy, the more time, money, and stress you can save yourself throughout repayment. As a veterinary student and

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | COVID-19 impact to your student loans

COVID-19 Impact to Your Student Loans

2 Comments / Veterinary Resources, Veterinary Student Debt / By

CARES Act federal student loan relief explained! — UPDATE, April 30, 2020 — Since VIN and VIN Foundation held a free webinar to explain how the recent CARES Act and the Department of Education guidance on student loan relief for federal student loan borrowers impacts veterinary student loan borrowers, we have had several questions come in.  The most common

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A Borrow Better Case Study Using the In-School Loan Estimator

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Veterinary Students: Borrow Better A Case Study Using the VIN Foundation In-School Loan Estimator Student debt sucks. But for more than 80% of eligible U.S. students attending AVMA COE-accredited colleges of veterinary medicine, student loans are a necessary tool to achieve the dream of becoming a veterinarian. For the 2024-2025 academic year, analyzing your borrowing

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | The Financials of Applying to Veterinary School – What I Wish I Had Known Amber McElhinney

The Financials of Applying to Veterinary School – What I Wish I Had Known

2 Comments / Apply Smarter, Veterinary Pre-Vets, Veterinary Resources, Veterinary School, Veterinary Student Debt, Veterinary Students / By

Amber McElhinney is a 2nd year veterinary student at UC Davis. Due to COVID many veterinary student summer plans were changed and Amber is one of many who has been helping out the VIN Foundation student debt efforts this summer. In an effort to help pre-veterinary students as they prep for applying to veterinary school

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