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Federal Health Professions Student Loans for Veterinary School

Leave a Comment / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

A number of U.S. veterinary schools provide access to the Health Professions Student Loan (HPSL), a federal loan program with favorable terms for students pursuing careers in healthcare, including veterinary medicine. Oftentimes, veterinary students are not aware of the availability of HSPL. While an exhaustive official list of all participating veterinary schools is not currently […]

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VIN Foundation Launches “40 Veterinary School Loan Estimations in 60 Days” to Help Future Veterinarians Navigate New Federal Student Loan Borrowing Limits

Leave a Comment / Press Releases, Veterinary Pre-Vets, Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students, VIN Foundation News / By VIN Foundation

VIN Foundation launches “40 Veterinary School Loan Estimations in 60 Days” to help future veterinarians navigate new federal student loan borrowing limits Davis, CA: The VIN Foundation, a 501(c)(3) non-profit providing programs to support veterinarians throughout their careers, is proud to announce its latest initiative: “40 Veterinary School Loan Estimations in 60 Days” (40 in

VIN Foundation Launches “40 Veterinary School Loan Estimations in 60 Days” to Help Future Veterinarians Navigate New Federal Student Loan Borrowing Limits Read More »

2026 Federal Poverty Rates Published: Why that matters for your student loans

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

Federal Poverty Guidelines Each year in January, the U.S. Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain programs. Your federal student loan monthly payments are impacted by these updates when you use an income-driven repayment (IDR) plan. The VIN Foundation Student Loan Repayment Simulator

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Federal Student Loan Repayment: 2025 Year-End Wrap and Preparing for 2026

2 Comments / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

It’s been a confusing year in student loan repayment, to say the least. We continue to see changes even as we approach the end of 2025. We have two ongoing points of frustration and one suggestion to round out 2025. IBR application issues: Partial Financial Hardship update SAVE may be ending sooner rather than later.

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Comments to the Department of Education on proposed IDR changes

1 Comment / Veterinary Student Debt, Veterinary Student Debt Relief, Veterinary Student Loans / By Tony Bartels, DVM, MBA

Changes are coming to income-driven repayment: Updates to REPAYE, PAYE and ICR phased out Below is a the comment I plan to submit to the Department of Education on the proposed changes to income-driven repayment. I encourage you to review the changes that we have detailed here. Consider how the propsed changes will impact your

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Apply Smarter Q&A: Veterinary School Veterinary Income

Apply Smarter Q&A: Veterinary Income

Leave a Comment / Apply Smarter, Veterinary Pre-Vets, Veterinary Questions & Answers, Veterinary Resources, Veterinary School, Veterinary Student Debt, Webinars / By Tony Bartels, DVM, MBA

Here are some questions and detailed answers about Veterinary Income asked during the Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary student loans. “I’ve heard that it is very tough to have a job while attending vet school? Is it because the program is intense?” Yes, the curriculum

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New Grad Student Loan Questions and Answers: Consolidation

15 Comments / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students, Webinars / By Tony Bartels, DVM, MBA

Updated for 2023 graduating veterinarians:There are some new changes and proposals to be aware of as you enter loan repayment. Here are some common questions about using a Federal Direct Consolidation Loan that we tackled live during the most recent New Veterinary Graduate Student Loan Playbook Webinar. To consolidate vs not consolidate? Absolutely start a

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Veterinary School: Private Student Loans vs. Federal Student Loans

Leave a Comment / Apply Smarter, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

Apply Smarter & Borrow Better: What you need to know about paying for veterinary school after July 1, 2026 Private Loans will be a critical component Students starting veterinary school (or any professional program) after July 1, 2026, will be the first to experience new federal student loan borrowing constraints. Veterinary school is expensive, often

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IDR Forgiveness Payment Count Data Available

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

As one federal administration ends and another begins, let’s use this transition period to review where we stand with federal student loan repayment. Last week, the Department of Education (ED) began posting the forgiveness payment count data for borrowers using income-driven repayment (IDR) plans. Look for your “IDR End of Payment Term” data in your

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Fall 2025 Student Loan Borrow Better Challenge: Q&A

Leave a Comment / Consolidation, Veterinary Questions & Answers, Veterinary Resources, Veterinary Student Debt, Veterinary Student Loans / By Tony Bartels, DVM, MBA

Didn’t catch the 2025 Borrow Better Challenge webinar? No problem! We’ve summarized the key takeaways in this Q&A resource. Quickly find your question and a concise answer, or watch the relevant clips from the recording for more in-depth information. https://youtu.be/b1sCjWe1PUo Borrowing During a Changing Landscape Q: If I were to take out a small loan

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