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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Daniella Guzman and Dr. Tony Bartels

Daniella Guzman on taking a strategic approach in choosing a veterinary school and the value in forging your own path

Listen in as Dr. Matt Holland has a conversation with Ohio Veterinary School student Daniella Guzman, and Dr. Tony Bartels about financing veterinary school, and how the school decision has lasting impacts on a veterinary career. They discuss the intersectionality of mental health and money, and how creating your own path in the midst of expectations 
GUEST BIOS:
Dr. Tony Bartels
Tony Bartels graduated in 2012 from the Colorado State University combined MBA/DVM program and is an employee of the Veterinary Information Network (VIN) and a VIN Foundation Board Member. He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources as a board member. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, and their two rescued canines, Addi and Maggie.

Daniella Guzman
Daniella is an economist and fourth-year veterinary student at The Ohio State University College of Veterinary Medicine and is pursuing a career in zoological medicine and is exploring an interest in veterinary public policy. Highly active in organized veterinary medicine, she is currently the AAZV Student Programs and Services Student Representative, the WDA Wildlife Veterinary Section Student Representative, President of the OSU chapter of VOICE and WVLDI, and holds various other leadership roles. In her spare time, Daniella likes to take her cat on nature walks and paint pet portraits for her friends and family. 

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Charlotte Waack

Charlotte Waack on her love for the science, animals and a glimpse into the life of veterinary support staff

Join VIN Foundation Executive Director Jordan Benshea as she chats with VSPN Director Charlotte Waack about her journey to veterinary medicine, how a back injury set her on an unexpected course, and why the medicine continues to elicit excitement. Charlotte shares an inside look at the veterinary support field, the areas she sees as stressors with room for improvement, and how Support4Support is helping colleagues feel not alone. 
GUEST BIO:
Charlotte Waack, AA, AAS, BS, CVT, RVT
 Charlotte started working in the field of veterinary medicine in 1990, as a veterinary assistant. She ended up loving the field and pursued the education to become a credentialed veterinary technician. Charlotte graduated from St. Petersburg Distance Learning Veterinary Technology program in 2004, and in 2006 started working for Veterinary Information Network (VIN), assisting with Continued Education (CE) courses for VSPN (Veterinary Support Personnel Network). Charlotte currently serves as the Director of VSPN and VSPN CE. In addition to driving all content to the VSPN website, she is also in charge of hiring instructors and coordinating the CE courses offered to technicians and support staff, is the co-founder and Team Lead of the VIN Foundation peer support group Support4Support, and is a vital member of the VIN Conference team, working at conferences in the US, Canada, and Europe, and has recently started to host interview type vlogs for VSPN, called #lovevspn.
Charlotte served on the National Veterinary Technician Association executive board from 2012-2014, Missouri Veterinary Technicians Association board from 2008-2012; Illinois State Veterinary Medical Association board from 2014-2017. She coordinated three CE conferences for Missouri Veterinary Technicians Association and has served on the CVT and CE committees for ISVMA since 2015 and co-chair of the ISVMA yearly convention since 2017-2019, as well as the technician program chair for Chicagoland Veterinary Conference.
Charlotte’s speaking engagements have included the Wild West Veterinary Conference, Association of Veterinary Technician Educators Symposium, presented webinars for VSPN, Illinois Veterinary Medical Association, and has given presentations to Illinois veterinary technology programs. She has also been published in NAVTA Journal, ISVMA Epitome and Veterinary Technicians Magazine.
As an educator, Charlotte has taught CE courses for VSPN CE, a veterinary assistant course at John Wood Community College in Quincy, IL, and was an adjunct instructor for San Juan College Veterinary Technology Distance Learning program. She also serves on the curriculum advisory committees for San Juan College Veterinary Technology Program and Pima Medical Institute (Las Vegas) Veterinary Technology Program.

LINKS AND INFORMATION:

Learn more about the VIN Foundation Veterinary Pulse podcast, or explore the VIN Foundation and join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Dr. Kate Creevy on panic zone vs. stretch zone and the benefit of staying open to opportunities

Dr. Kate Creevy on panic zone vs. stretch zone and the benefit of staying open to opportunities

Listen in as we talk with Dr. Kate Creevy about her fascinating and insightful path in veterinary medicine. She shares how decisions she didn’t see as impactful at the time played crucial roles in her career development, and the important role of science and research for the future of human and animal kind. Plus, learn how a phone call that started with “I got this guy in genetics” led to her role as Co-Founder and Chief Veterinary Officer with the Dog Aging Project, and her advice to veterinary students and colleagues as a veterinary school professor. This is one of those episodes you will want to listen to, save, and listen to again.

As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
Photo credit: Texas A&M University College of Veterinary Medicine & Biomedical Sciences photo, Dr Creevy with two Border Collies at different parts of their lifespan journey – Poet at age 3, and Sophie at age 14.

GUEST BIO:
Kate Creevy, DVM, MS, DACVIM-SAIM
Dr. Creevy’s educational path includes Georgetown University (BS), the University of Tennessee (DVM), the University of Minnesota (small animal rotating internship) and the University of Georgia (internal medicine residency and MS in Infectious Disease). Along the way she has worked in emergency practice in the Twin Cities and Washington DC, as well as academic emergency practice at UGA, and completed a Cancer Research Training Award Fellowship developing protocols for chimeric bone marrow transplantation in immunodeficient dogs at the NIH’s National Cancer Institute. After ten years as a small animal internist on UGA’s faculty, she joined the faculty at Texas A&M University’s School of Veterinary Medicine where she is now a Professor in Small Animal Internal Medicine.  Dr. Creevy is the Chief Veterinary Officer for the Dog Aging Project, a multicenter, multidisciplinary research collaboration, with over 50,000 dogs enrolled across the US. The long-term goal of the Dog Aging Project is to understand the genetic and environmental determinants of healthy aging in companion dogs. In addition to her work on canine aging, Dr. Creevy’s research interests include infectious disease, and the development of lifelong learning skills and critical thinking skills among professional students and early-career veterinarians.
 
 
LINKS AND INFORMATION:

Dog Aging Project: https://dogagingproject.org/
University of Tennessee, College of Veterinary Medicine: https://vetmed.tennessee.edu/
University of Georgia, College of Veterinary Medicine: https://vet.uga.edu/
Texas A&M College of Veterinary Medicine: https://vetmed.tamu.edu/
One Health: https://www.who.int/health-topics/one-health#tab=tab_1
Zoobiquity book: https://www.zoobiquity.com/
Lessons in Chemistry book: https://www.goodreads.com/book/show/58065033-lessons-in-chemistry

 
If you like these podcast and want to hear more, please support these efforts through a donation to the VIN Foundation: https://vinfoundation.org/give/
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or signup for the newsletter.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 163 | Dr. Jim Clark, DVM, MBA shares his multifaceted veterinary career path with relatable insights into learning from your mistakes, leadership, partnerships and more

Dr. Jim Clark shares his multifaceted veterinary career path with relatable insights into learning from your mistakes, leadership, partnerships and more

Listen in as Dr. Jim Clark takes the time to share the story of his fascinating veterinary career path. From how he started his first practice, to the importance of listening to your colleagues, and how his path took him through multi-practice ownership and teaching at UC Davis School of Veterinary Medicine to his three-legged approach to success in the profession. Dr. Clark also spends the time to share his tips for veterinary colleagues who are interested in being independent practice owners, including a recommended timeline and the most important things to consider. 
 
This episode has all the makings of how we as humans are a work in progress, and provides relatable insights into leadership, partnerships, finance, teaching, and a love for animals.
 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  

GUEST BIO:

Jim Clark, DVM, MBA
U.C. Davis School of Veterinary Medicine
Dr. Jim Clark is an animal lover, entrepreneur, multi-practice owner, clinician, and educator. After working in general and emergency practice for more than 20 years, earning an MBA, and serving as an owner in four ER/Spec practices, Clark joined the faculty of the UC Davis School of Veterinary Medicine in 2010, assuming leadership of their Professional Skills curriculum. He currently provides instruction in communication, mental health, career planning, DEI, and business management skills.
 
LINKS AND INFORMATION:
Veterinary Education and Communication Coaching: http://www.petpracticepartners.com/
VIN Foundation Start Up Club: https://vinfoundation.org/resources/veterinary-practice-start-up-club/
VIN Foundation Student Debt Education: https://vinfoundation.org/studentdebtcenter
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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Blog | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | veterinary student loan information veterinary student debt information veterinary student debt news veterinary student debt podcast veterinary student debt blog | Federal Student Loan Repayment: 2025 Year-End Wrap and Preparing for 2026

Federal Student Loan Repayment: 2025 Year-End Wrap and Preparing for 2026

It’s been a confusing year in student loan repayment, to say the least. We continue to see changes even as we approach the end of 2025. We have two ongoing points of frustration and one suggestion to round out 2025.  IBR application issues: Partial Financial Hardship update  SAVE may be ending sooner rather than later.

Federal Student Loan Repayment: 2025 Year-End Wrap and Preparing for 2026 Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Nia Powell

Nia Powell on how being persistent and pushing through can result in great things

Dr. Matt Holland has a conversation with NC State College of Veterinary Medicine’s 2nd-year student Nia Powell. Nia shares her journey to veterinary medicine, her experience with racism, and how a quarter-life crisis led her to good things. With a commitment to encouraging others, Nia shares the one area she wishes she focused on more prior to entering veterinary school, and how her role as a veterinary technician provided helpful experience.Quote mentioned by Nia Powell during the episode: “Never let the fear of striking out, keep you from playing the game.” – Babe Ruth

GUEST BIO:
Nia Powell
Nia Powell is a 2nd-year student at the NC State College of Veterinary Medicine. After growing up in Chicago, Nia attended the University of Missouri where she earned a B.S in Psychology and Spanish. Currently, Nia is interested in small animal and equine medicine. She also enjoys cardiology and internal medicine. Outside of vet med, Nia likes to travel and spend time with her family, friends, and dogs Zoe (a pomeranian mix) and Peyton (a lab mix).

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Justice Birdsong

Justice Birdsong on her definition of diversity in the veterinary profession, and the importance of empathy toward others

Join VIN Foundation Board Member Dr. Matt Holland as he talks with Ross University School of Veterinary Medicine (RUSVM) student Justice Birdsong. She shares her advice for creating a network in the profession, how she encourages empathy among colleagues, and her personal journey to veterinary medicine. As a Co-Founder of the RUSVM National Association of Black Veterinarians chapter, and her role as Secretary for RUSVM SAVMA, she shares her dedication to making the profession a better place for underrepresented veterinary students. 
GUEST BIO:
Justice Birdsong
Justice Birdsong is from Kansas City, Missouri. She graduated from the University of Missouri (MIZZOU) where she earned her B.S. in Biological Sciences and became a member of Alpha Kappa Alpha Sorority, Inc. During her undergraduate studies she worked as an assistant and manager with the Small Animal Critical Care Assistants (SACCA) in the ICU of the University of Missouri Veterinary Health Center. She is currently a DVM 2023 candidate attending Ross University School of Veterinary Medicine (RUSVM) with hopes of becoming an ER and Critical Care Veterinarian. She is currently the 2020-2021 RUSVM SAVMA Secretary, a member of the RUSVM Diversity Task Force, and is a charter member and the Vice President of the RUSVM Student Chapter of the National Association for Black Veterinarians (SNABV).

LINKS AND INFORMATION:

You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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Blog | VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | veterinary student loan information veterinary student debt information veterinary student debt news veterinary student debt podcast veterinary student debt blog | Veterinary School: Private Student Loans vs. Federal Student Loans

Veterinary School: Private Student Loans vs. Federal Student Loans

Apply Smarter & Borrow Better: What you need to know about paying for veterinary school after July 1, 2026 Private Loans will be a critical component Students starting veterinary school (or any professional program) after July 1, 2026, will be the first to experience new federal student loan borrowing constraints.  Veterinary school is expensive, often

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | Veterinary Pulse Podcast | Veterinary Pulse Podcast with Dr. Andrew Lee

Dr. Andrew Lee on recognizing red flags and not letting fear get in the way of making changes

Join VIN Foundation board member, Dr. Matt Holland, as he has a conversation with Dr. Andrew Lee about the importance of leadership by example, his journey to veterinary medicine, and his first-hand experience in changing jobs as a new grad. 
GUEST BIO:
Dr. Andrew Lee
Dr. Andrew Lee is a graduate of the University of Illinois-Champaign-Urbana where he received his doctorate in veterinary medicine (2017)  as well as receiving his BS in Biochemistry from the University of Illinois-Chicago. Dr. Lee is passionate about forming life-long relationships with clients through education, compassion, trust, and works with owners to be active participants in the healthcare of their pets. In his free time, Dr. Lee likes to spend time with friends and family, travel, exercise (but hates running), work with his hands, fancying a new whiskey, watches movies, loves to try new cuisine, and also appreciates a lazy Sunday afternoon. He lives with Scout (a sweet mixed breed dog), Sawyer (an energetic Schnauzer) and Lego (a mischievous siamese cat).

LINKS AND INFORMATION:
Model Employment Contract: https://vinfoundation.org/resources/model-employment-contract/

Learn more about the VIN Foundation Veterinary Pulse podcast, or explore the VIN Foundation and join the conversation on Facebook, Instagram, or Twitter.

If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Veterinary Pulse Podcast Episode 174 | Drs. Tony Bartels and Rebecca Mears on the One Big Beautiful Bill impact on student loans

Drs. Tony Bartels and Rebecca Mears on the One Big Beautiful Bill impact on student loans

Listen in with student debt experts and Board Member Drs. Tony Bartels and Rebecca Mears in this next installment of our Student Debt Series covering the One Big Beautiful Bill impact on student loans.

In this episode we have seven major topics we’re addressing:

SAVE forbearance zero-interest ending
Updates for current veterinary students those starting and returning to vet school
Pre-veterinary students applying for 2026/2027 year
2025 veterinary graduates whose grace period is ending
RAP (Repayment Assistance Program)
Phase out of existing programs
Where things stand with PSLF (Public Service Loan Forgiveness)

 
As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.  
 
GUEST BIOS:

Dr. Tony Bartels
Tony Bartels, DVM, MBA graduated in 2012 from the Colorado State University combined MBA/DVM program and is a VIN Foundation Board Member and Student Debt Expert, and an employee of the Veterinary Information Network (VIN). He and his wife, a small-animal internal medicine specialist practicing in Denver, have more than $400,000 in veterinary-school debt that they manage using federal income-driven repayment plans. By necessity (and now obsession), his professional activities include researching and speaking on veterinary-student debt, providing guidance to colleagues on loan-repayment strategies and contributing to VIN Foundation resources. Beyond debt, his professional interests include small- and exotic-animal practice. When he’s not staring holes into his colleagues’ student-loan data, Tony enjoys fly fishing, ice hockey, camping and exploring Colorado with his wife, Audra, daughter, Lucy, and their two rescued canines, Addi and Maggie.

Dr. Rebecca Mears
Rebecca Mears, DVM is from Lexington, KY, and a graduate of University of Georgia’s College of Veterinary Medicine. Rebecca started her career as an equine general practitioner and is an active AAEP member, currently serving as a member of the AAEP DEI Committee. Her interest in student debt education began with keeping her own education costs lower and grew from there. This was supported by her involvement in the Veterinary Business Management Association (VBMA), which she now gives back to as a National Advisor. In her time away from veterinary medicine, she can be found obsessing over plants and hosting impromptu dance parties. She is passionate about giving back to the profession and improving the lives of veterinarians, pre-vet and vet students. 
 
LINKS AND INFORMATION:
Check your current student loan servicers and other loan details — VIN Foundation My Student Loans tool: http://www.vinfoundation.org/mystudentloans
Loan Repayment Simulator: https://vinfoundation.org/loansim 
VIN Foundation WikiDebt: https://vinfoundation.org/wikidebt
VIN Foundation Webinars: https://vinfoundation.org/resources/webinars/
VIN Foundation get updates: https://vinfoundation.org/updates/
VIN Foundation GIVE page to support these programs & tools: https://vinfoundation.org/give
VIN Foundation Blog, Related Student Debt Blog posts: 

Changes to federal student loans come into focus: https://vinfoundation.org/changes-federal-student-loans-come-into-focus/
Student Loan Repayment: Trying to leave the SAVE forbearance? Choose PAYE: https://vinfoundation.org/student-loan-repayment-trying-to-leave-the-save-forbearance-choose-paye/ 
Student Loans in SAVE Plan Will Start Accruing Interest August 1st: https://vinfoundation.org/student-loans-in-save-plan-will-start-accruing-interest-august-1st/ 
Application for Federal Income-Driven Repayment Plans Reactivated: https://vinfoundation.org/application-for-income-driven-repayment-plans-reactivated/ 

Personalized student loan Help from VIN and VIN Foundation: https://vinfoundation.org/veterinary-student-loan-debt-help/ 
Income-Driven Repayment Plan Discretionary income calculations, WikiDebt: https://www.vin.com/studentdebtcenter/default.aspx?pid=14352&catId=74141&id=7249857 
Federal Student Aid Data, Consolidation, and Repayment Applications: https://studentaid.gov/
One-time Forgiveness Count Adjustment  https://studentaid.gov/announcements-events/idr-account-adjustment
Federal Student Loan Servicers: https://studentaid.gov/manage-loans/repayment/servicers
Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
Have a veterinary story you want to share? https://share.hsforms.com/1e6QkQvg2RI-wpDv59Byqkwcos60
Stay up to date with VIN Foundation updates: https://vinfoundation.org/updates/
Email VIN Foundation: [email protected]
Get updates to stay tuned for the VIN Foundation webinars on student debt. 
You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, and LinkedIn.
If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we’d love to hear it!

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