What a crazy busy year in the world of student debt! It appears some of these changes and opportunities to possibly diminish your debt and shorten your repayment period will continue into 2023. As you’ve probably heard by now, on November 22nd the Department of Education announced another extension of the pandemic forbearance benefits for federal […]
December 2022 Student Loan Update Read More »
Common questions and concerns around the most recent student loan announcements
Common Student Loan Consolidation Questions and Answers Read More »
Attention 2020, 2021, and 2022 veterinary graduates with student loans! You have some special homework to maximize all of the recently announced benefits. If you have federal student loans and you graduated into the pandemic forbearance period, here are the things your graduating classes need to know and perhaps DO soon to ensure you take
Class of 2020, 2021, 2022 Income-Driven Repayment Renewal Note Read More »
Special time-limited expansions to PSLF Public Service Loan Forgiveness (PSLF) is a compelling student loan repayment benefit for many veterinarians, but understanding the rules for this program can be a challenge. Borrowers must be an employee of a federal, state, tribal entity or 501c3 nonprofit while using an income-driven repayment (IDR) plan to repay their federal
Have you ever worked for a nonprofit? Act fast to benefit from the Limited PSLF Waiver Read More »
On August 24th, 2022, the White House announced the news of a special one-time cancellation of up to $20,000 of federally held student loan debt. The amount of debt cancellation will depend on your income and whether you received a Pell Grant in college.
Special Cancellation of Up to $20,000 of Student Debt. Are You Eligible? Read More »
Don’t miss out on this special one-time forgiveness count adjustment opportunity. There is a natural temptation to tune out all of the complex rules and regulations around federal student loans and repayment. With confusing repayment plan qualifications and ever-changing, time-limited expansions for existing borrowers, no one would blame you for ignoring the latest and greatest
Got Federal Student Debt? You’re Now Closer to Forgiveness Than You Think Read More »
Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all
Student Loan Forgiveness Planning: Capital Gains Taxes Read More »
Maximize the pandemic forbearance benefits by understanding your income-driven plan recertification dates. Updates at a glance: Federal student loan pandemic forbearance benefits are extended through Aug 31st, 2022. The earliest you could be required to recertify your income for an income-driven plan is March 2023. If you are married and have been filing your taxes
Federal Student Loan Repayment Pause Extended Again! Here is What You Need to Know… Read More »
Each year in January, the U.S. Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain programs. Your federal student loan monthly payments are impacted by these updates when you use an income-driven repayment plan. The VIN Foundation Student Loan Repayment Simulator is now using the
Increase in Federal Poverty Rates for 2023: Why that matters for your student loans Read More »
Updated for 2023 graduating veterinarians:There are some new changes and proposals to be aware of as you enter loan repayment. Here are some common questions about using a Federal Direct Consolidation Loan that we tackled live during the most recent New Veterinary Graduate Student Loan Playbook Webinar. To consolidate vs not consolidate? Absolutely start a
New Grad Student Loan Questions and Answers: Consolidation Read More »
The VIN Foundation is a 501(c)(3) nonprofit made possible through generous gifts by individual donors and grants. All gifts made to the VIN Foundation are tax-deductible. The VIN Foundation is a four-star rated charity through Charity Navigator, and has received the highest level rating from nonprofit tracker Candid (formerly GuideStar) annually since 2017. Less than 2% of the nonprofits tracked receive this level of recognition.
© 2005 – 2025 VIN Foundation. All rights reserved.