Veterinary School Archives

Estimate Your Minimum Monthly Student Loan Payment

2 Comments / Veterinary Resources, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

The recently updated 2018 Health and Human Services (HHS) poverty guidelines determine your minimum monthly student loan payment. Poverty guidelines are used for many different U.S. government programs. One of the most important uses for veterinarians is the Discretionary Income calculation used to generate the minimum monthly student loan payment of federal income-driven repayment plans (IBR, PAYE, REPAYE). Income-driven student loan […]

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Veterinary School Panel Interview Tips

2 Comments / Apply Smarter, Veterinary Pre-Vets, Veterinary Resources, Veterinary School, Veterinary Students / By VIN Foundation

Amber McElhinney is a 2nd-year veterinary student at UC Davis. In an effort to help pre-veterinary students as they prep for applying to veterinary school we thought Amber’s insight into her personal pre-veterinary journey can help others. We hope you enjoy! As always, please reach out with any questions or feedback, or leave a comment

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All IDR applications for student loans are paused – Now what?

36 Comments / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

What happened to the IDR application? Last Friday (2/21/2025), the Department of Education (ED) took down the electronic applications for all income-driven repayment (IDR) plans and consolidations. This week (2/25/2025), they also removed the paper/PDF applications for IDR plans. ED cites a ruling from the 8th Federal Circuit Court of Appeals last week. The court

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PAYE and ICR income-driven repayment plans temporarily reactivated

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

On December 18, the U.S. Department of Education (ED) announced the reopening of the Pay As You Earn (PAYE) and Income-Contingent Repayment (ICR) student loan repayment plans. These Income-Driven Repayment (IDR) plans, which were temporarily closed due to the introduction of the Saving on a Valuable Education (SAVE) plan, offer additional monthly payment options that

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IDR Forgiveness Payment Count Data Available

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

As one federal administration ends and another begins, let’s use this transition period to review where we stand with federal student loan repayment. Last week, the Department of Education (ED) began posting the forgiveness payment count data for borrowers using income-driven repayment (IDR) plans. Look for your “IDR End of Payment Term” data in your

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The election is over. Change is on the horizon. What is next for your student loans?

15 Comments / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

The long-awaited national election results are nearly all tallied, and we know one thing for sure: changes will be coming to student loan repayment. Changes were due to occur no matter the election outcome with the fate of at least one repayment plan and certain student loan forgiveness options tied up in the courts. With

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Increase in Federal Poverty Rates for 2023: Why that matters for your student loans

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

Each year in January, the U.S. Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain programs. Your federal student loan monthly payments are impacted by these updates when you use an income-driven repayment plan. The VIN Foundation Student Loan Repayment Simulator is now using the

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | The Financials of Applying to Veterinary School – What I Wish I Had Known Amber McElhinney

The Financials of Applying to Veterinary School – What I Wish I Had Known

2 Comments / Apply Smarter, Veterinary Pre-Vets, Veterinary Resources, Veterinary School, Veterinary Student Debt, Veterinary Students / By VIN Foundation

Amber McElhinney is a 2nd year veterinary student at UC Davis. Due to COVID many veterinary student summer plans were changed and Amber is one of many who has been helping out the VIN Foundation student debt efforts this summer. In an effort to help pre-veterinary students as they prep for applying to veterinary school

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Apply Smarter Q&A: Veterinary School Veterinary Income

Apply Smarter Q&A: Veterinary Income

Leave a Comment / Apply Smarter, Veterinary Pre-Vets, Veterinary Questions & Answers, Veterinary Resources, Veterinary School, Veterinary Student Debt, Webinars / By Tony Bartels, DVM, MBA

Here are some questions and detailed answers about Veterinary Income asked during the Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary student loans. “I’ve heard that it is very tough to have a job while attending vet school? Is it because the program is intense?” Yes, the curriculum

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | You Want to be a veterinarian? Apply Smarter!

Apply Smarter Webinar in Collaboration with SDN and APVMA

Leave a Comment / Apply Smarter, Press Releases, Veterinary Pre-Vets, Veterinary Presentations, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Webinars / By VIN Foundation

VIN Foundation announces pre-veterinary school webinar in collaboration with Student Doctor Network and the American Pre-Veterinary Medical Association Free webinar helps hopeful pre-veterinary students apply smarter to veterinary school, improve their chances and save thousands in student debt Davis, CA: The VIN Foundation, a 501(c)(3) nonprofit providing tools and resources to support veterinary students and veterinarians

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