Here are some questions and detailed answers about Veterinary Income asked during the Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary student loans. “I’ve heard that it is very tough to have a job while attending vet school? Is it because the program is intense?” Yes, the curriculum […]
Apply Smarter Q&A: Veterinary Income Read More »
Here are some questions and detailed answers about Student Loans and Financial Aid asked during Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary income. “What is a “standard” amount of financial aid offered by vet schools? I know it varies a lot, but would you say it’s easy
Apply Smarter Q&A: Student Loans and Financial Aid Read More »
Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all
Student Loan Forgiveness Planning: Capital Gains Taxes Read More »
Here are some questions about Income-Driven Repayment (IDR) that we tackled live during the 2019 New Veterinary Graduate Student Loan Repayment Webinar. “Do we have to select a repayment plan every year or will we stay in the first one by default?” If you do not select any repayment plan you will be placed in
New Grad Student Loan Questions and Answers: Income-Driven Repayment (PAYE, REPAYE, IBR) Read More »
Uncertainty sucks. It’s hard enough to make decisions about the future when we have some reasonable expectations of what may happen next. It’s nearly impossible when the path forward is cloudier than usual. With a recent court ruling blocking the new SAVE income-driven repayment plan and a frustrating response by the Department of Education (ED),
September 2024 Student Loan Update: FAQs and What’s Next? Read More »
New high reached for federal Direct graduate school interest rates Each spring, we closely monitor the U.S. 10-year Treasury yield. Student loan interest rates for the following academic year are adjusted based on where auction data for this note land in May. For the 2024-25 academic year, the result is a continued trend of increasing
Student Loan Interest Rates: New high for 2024-2025 Academic Year Read More »
You’re running out of time to consolidate your loans If you have federal student loans, you owe it to yourself to read this. ***NEW UPDATE: CONSOLIDATION DEADLINE EXTENDED TO APRIL JUNE 30, 2024*** Why? Because there are time sensitive options you might need to pursue to save yourself lots of time and money. For over
Veterinary Student Loan Repayment: Trends from the trenches Read More »
What to do if you’re in The Pickle – or not Congratulations on your upcoming graduation from veterinary school, Doctors! Whether you’re in The Pickle or not, you have two critical homework assignments to complete before you graduate: File a 2023 tax return; and Review your student loan repayment options, particularly your income-driven repayment plan
2024 Graduating Veterinarians: Special Student Loan Timing Considerations Read More »
Brace yourself, this is a long one. We’ve got a lot to cover with the recent recertification pause and confusion around renewals vs. switching repayment plans. Read straight through if you have a large mug of coffee or use the Table of Contents feature to quickly navigate to your section of interest. Income-Driven Repayment (IDR)
Income-Driven Repayment: Recertify, Switch plans, or Wait? Read More »
What is the one-time forgiveness count adjustment? The one-time forgiveness count adjustment for federally-held student loans is a lesser-known, more confusing, yet more widely available special benefit announced in April 2022. Anyone with federally-held student loans is eligible to receive the adjustment. Essentially, the adjustment will count any repayment time, and certain deferment or forbearance
Student Loan FAQs: The one-time forgiveness count adjustment Read More »
The VIN Foundation is a 501(c)(3) nonprofit made possible through generous gifts by individual donors and grants. All gifts made to the VIN Foundation are tax-deductible. The VIN Foundation is a four-star rated charity through Charity Navigator, and has received the highest level rating from nonprofit tracker Candid (formerly GuideStar) annually since 2017. Less than 2% of the nonprofits tracked receive this level of recognition.
© 2005 – 2024 VIN Foundation. All rights reserved.