Student Loans Archives - Page 3 of 5

February 2025 Q&A from Climbing Mt. Debt Webinar: What’s Next for your Student Loans?

Leave a Comment / Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

On February 5th, 2025, VIN and VIN Foundation provided a Climbing Mt. Debt webinar: What’s Next for Your Student Loans? There was excellent engagement with over 1,000 registered, 600 attendees, and 250 great questions about student loan repayment. This post summarizes some of the questions asked during the webinar, including additional details and links to […]

February 2025 Q&A from Climbing Mt. Debt Webinar: What’s Next for your Student Loans? Read More »

The election is over. Change is on the horizon. What is next for your student loans?

15 Comments / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

The long-awaited national election results are nearly all tallied, and we know one thing for sure: changes will be coming to student loan repayment. Changes were due to occur no matter the election outcome with the fate of at least one repayment plan and certain student loan forgiveness options tied up in the courts. With

The election is over. Change is on the horizon. What is next for your student loans? Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | prevet resources veterinary student resources veterinarian resources | Nonprofit free veterinary resources | Blog | Student Debt Student Loan Veterinary Student Debt Veterinary Student Loan PAYE vs. SAVE: Are you in The Pickle?

Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle?

Leave a Comment / Veterinary Student Debt, Veterinary Student Debt Relief, Veterinary Student Loans / By Tony Bartels, DVM, MBA

On the VIN and VIN Foundation Student Debt Message Boards and during recent Climbing Mt. Debt webinars, hundreds of questions have been asked and answered. One of the most frequent questions is, “Should I switch to the new Saving on a Valuable Education (SAVE) income-driven repayment plan?” In most cases, the answer is yes, you

Choosing between PAYE and SAVE income-driven plans: Are you in The Pickle? Read More »

Increase in Federal Poverty Rates for 2023: Why that matters for your student loans

Leave a Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

Each year in January, the U.S. Department of Health and Human Services (HHS) updates the federal poverty guidelines used to determine financial eligibility for certain programs. Your federal student loan monthly payments are impacted by these updates when you use an income-driven repayment plan. The VIN Foundation Student Loan Repayment Simulator is now using the

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A Borrow Better Case Study Using the In-School Loan Estimator

Leave a Comment / Veterinary Questions & Answers, Veterinary Resources, Veterinary Student Debt / By VIN Foundation

Veterinary Students: Borrow Better A Case Study Using the VIN Foundation In-School Loan Estimator Student debt sucks. But for more than 80% of eligible U.S. students attending AVMA COE-accredited colleges of veterinary medicine, student loans are a necessary tool to achieve the dream of becoming a veterinarian. For the 2024-2025 academic year, analyzing your borrowing

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What do the recent court rulings on SAVE mean for you?

Leave a Comment / Veterinary Student Debt, Veterinary Student Debt Relief, Veterinary Student Loans / By Tony Bartels, DVM, MBA

July 26th Update A federal appellate court blocked the Department of Education (ED) from administering the Saving on a Valuable Education (SAVE) income-driven repayment plan. Borrowers using SAVE will be placed in an interest-free forbearance. ED recently posted guidance (https://www.ed.gov/save) on how the ruling impacts borrowers in the short-term, pending continued litigation. Keep checking https://studentaid.gov/announcements-events/save-court-actions

What do the recent court rulings on SAVE mean for you? Read More »

VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Apply Smarter Q&A: Veterinary School Veterinary Income

Apply Smarter Q&A: Veterinary Income

Leave a Comment / Apply Smarter, Veterinary Pre-Vets, Veterinary Questions & Answers, Veterinary Resources, Veterinary School, Veterinary Student Debt, Webinars / By Tony Bartels, DVM, MBA

Here are some questions and detailed answers about Veterinary Income asked during the Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary student loans. “I’ve heard that it is very tough to have a job while attending vet school? Is it because the program is intense?” Yes, the curriculum

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | Blog | Apply Smarter Q&A: Veterinary School Student Loan Financial Aid

Apply Smarter Q&A: Student Loans and Financial Aid

7 Comments / Apply Smarter, Veterinary Pre-Vets, Veterinary Questions & Answers, Veterinary Resources, Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Webinars / By Tony Bartels, DVM, MBA

Here are some questions and detailed answers about Student Loans and Financial Aid asked during Apply Smarter webinars. We also covered questions and answers about veterinary school application and veterinary income. “What is a “standard” amount of financial aid offered by vet schools? I know it varies a lot, but would you say it’s easy

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | VIN Foundation Student Loan Repayment Simulator - Forgiveness Planning Module Capital Gains Tax

Student Loan Forgiveness Planning: Capital Gains Taxes

1 Comment / Veterinary School, Veterinary Student Debt, Veterinary Student Debt Relief, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

Over the last couple of years, a common question has come up regarding capital gains taxes on student loan forgiveness planning investments. Capital gains on forgiveness planning is an excellent observation and a great thought experiment for anyone using an income-driven plan and anticipating forgiveness. I’m glad people are turning their wheels on how all

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VIN Foundation | Supporting veterinarians to cultivate a healthy animal community | free resources veterinary students veterinarians | Blog | student debt blog | veterinary student debt blog |September 2024 Student Loan Update: FAQs and What’s Next?

September 2024 Student Loan Update: FAQs and What’s Next?

2 Comments / Veterinary School, Veterinary Student Debt, Veterinary Student Loans, Veterinary Students / By Tony Bartels, DVM, MBA

Uncertainty sucks. It’s hard enough to make decisions about the future when we have some reasonable expectations of what may happen next. It’s nearly impossible when the path forward is cloudier than usual. With a recent court ruling blocking the new SAVE income-driven repayment plan and a frustrating response by the Department of Education (ED),

September 2024 Student Loan Update: FAQs and What’s Next? Read More »